In recent years, the number of people in default has steadily increased. Therefore, in an attempt to address this issue, a change in legislation regarding the suspension of driver's licenses was decided upon in 2023.

So, if this issue affects you and you want to know if defaulting on payments can really lead to losing your driver's license, pay attention to this post! We'll answer all your questions and explain exactly why the new rule exists!

Thus, in February 2023, the plenary of the Supreme Federal Court decided that judges can use coercive measures against cases of default, and this can directly affect your driver's license.

The only caveat is that the measures must not violate constitutional rights. So, let's better understand everything that's at stake when you lose access to your driver's license!

First of all, you can relax! For a driver's license to be suspended due to non-payment, a legal process is necessary, but how exactly does that work? Keep reading to find out.

In fact, this is a measure that has caused some complaints for being considered too extreme. However, according to experts, this action is in full compliance with current legislation.

Furthermore, this type of legal request already happens! However, the expectation is that now, with the Supreme Court's decision, this measure will become more common, as will its application! But in what scenarios could this occur?

Therefore, for a judge to decide to block the driver's license of a defaulting individual, it is necessary to check the debtor's assets, income tax returns, bank liens, and signs of good financial standing.

In other words, the suspension of a driver's license for those in default only occurs when the person has the money to pay off their debt but refuses to do so and avoids legal action.

Furthermore, consumption patterns and social media analysis are also taken into consideration. This is because many people hide their assets in the names of third parties to avoid having to pay their debts.

Moreover, in addition to having their driver's license suspended, those in default may also lose access to their passport under this scheme. Therefore, you could lose the possibility of traveling abroad until you settle your debts.

However, if you don't fit these characteristics, rest assured. That's because those who don't have assets or the full financial means to pay off the debt will not have their debt suspended.

On the other hand, the measure also protects those who need the document to perform their daily work. This is because their financial livelihood depends on that activity.

Furthermore, it's possible to prove that you are engaged in paid activity using your own driver's license. So, rest assured that all data is properly checked.

Therefore, this category includes taxi drivers, bus drivers, truck drivers, ride-hailing drivers, motorcycle couriers, and other professionals!

Most experts believe that these measures can be truly effective and lead to a decrease in default rates in Brazil, which are currently at high levels! To better understand the measure, let's look at some data.

For example, it is currently believed that there are over 401,300 indebted adults in Brazil at the beginning of this year! Furthermore, almost 501,300 of those in default have debts exceeding R$1,000!

Furthermore, most data shows a fairly balanced percentage between men and women who are in default. 

So, have you discovered how a suspended driver's license can affect those in debt? Therefore, it's important to pay attention, especially if you risk losing your license! Ideally, you should pay your debts as soon as possible.

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