Lists
Bradesco Auto Insurance: Learn all about this vehicle protection plan.
Learn all about the features of Bradesco Auto Insurance and discover why you should choose it to protect your car!
Advertisement
Bradesco Auto Insurance is more than complete.
Bradesco Seguros is a Brazilian company and one of the largest insurance companies in Latin America, operating in the field since 1983. Bradesco Auto Insurance is just one of the many insurance options the company offers, which also include health insurance, private pension plans, life insurance, and many other products.
In addition to being one of the insurer's main products, car insurance Bradesco's product is truly unique, offering a range of benefits for clients and different specific profiles.
One of the highlights is that you don't need to be a bank account holder to purchase vehicle protection insurance. Today we'll show you everything about this type of insurance.
And we'll give you a spoiler right away. The chances of you wanting to close a deal with the insurance company are high. Want to check it out?
You will be redirected to another website
Bradesco Auto Insurance: What is it?
Bradesco Auto Insurance is a service offered to cover the risks to which vehicles are exposed on a daily basis.
Through insurance, the insurance company assumes responsibility for any damage your car may suffer or that you may cause to third parties.
All this information can be accessed directly on the insurer's website. However, the policy, which is the service contract, is a document exclusive to the insured party!
Getting to know the roofs
The coverage offered by Bradesco's auto insurance includes a range of situations that the customer can choose according to their preferences and needs.
Currently, the main coverages are:
- Collision damage;
- Fire damage;
- Theft;
- Theft;
- Damage caused by natural phenomena such as floods, inundations, or hail.
In addition to these coverages, it is possible to contract additional coverages that aim to cover personal accidents of passengers, extraordinary expenses, compensation for the value of a new vehicle for 180 days, coverage for gas conversion kits, and even moral damages.
How does Bradesco Auto Insurance contracting work?
Bradesco Auto Insurance works like all other types of auto insurance.
First, you need to get a quote, which can be done online, by phone, by email, through a partner brokerage, or through individual brokers.
After the quotation period, an approval inspection will be scheduled. After the inspection, simply pay the policy and the coverage will be valid, and in case of a claim, just file a claim with the insurance company.
Different types of protection
Bradesco Auto Insurance offers a range of protective options to all its policyholders. We'll show you the best ones now.
Bradesco Auto and Home Insurance
With this option, you can protect your most important assets: your car and your home.
In addition to the basic coverage for your vehicle, this type of policy allows you to add coverage for passengers, for gas conversion kits, and, if the policy is for a brand new vehicle, it's possible to contract compensation for the value of a new vehicle for 180 days.
In addition to vehicle protection options, this type of insurance, when applied to a residence, covers damage caused by nature, fire, and explosions, and also serves in case of loss or payment of rent with a series of assistance insurances such as:
- Keychain;
- Plumber;
- Electrician;
- Glazier.
Just as there are home assistance plans, this plan also includes vehicle assistance in emergency situations.
Bradesco Light Auto Insurance
This insurance plan is specifically designed to protect the client's finances, whether they are account holders or not. It is a more economical offer with essential coverages and services, backed by all the guarantees of the insurance company.
In addition to being approximately 30% cheaper than traditional insurance plans, Bradesco Seguro Auto Light allows for payment in installments of up to 10 months via direct debit or credit card.
Another advantage of this option is the possibility of obtaining a discount of up to 30% on the deductible whenever using workshops indicated by Bradesco. Among other options, the customer has five different deductibles to choose from.
The Light option can be contracted by any individual or legal entity that owns passenger vehicles or national surveys that do not exceed the amount of R$ 80 thousand.
Other types of protection
In addition to the car insurance options we just discussed, there are other types of coverage available through Bradesco Seguros. These include:
- Car insurance: A complete plan to take care of your car the way you want;
- Comprehensive auto assistance insurance: With even broader terms and coverage;
- Auto insurance for Bradesco account holders: A plan designed for Bradesco account holders with some exclusive benefits not available to non-account holders;
- Car insurance for women: With conditions and benefits especially for women;
Car insurance for women deserves special attention in our article, and we'll discuss this type of insurance in more detail.
Bradesco Auto Insurance for Women
As the name suggests, Bradesco Seguro Auto Mulher is a product aimed at women.
With the aim of making women's lives easier, this protection includes customizable assistance, guaranteeing maximum protection and fewer worries in their daily lives.
This type of coverage offers a different value because women drive more carefully and safely than men and, according to statistics, are involved in fewer accidents.
The main characteristics are:
- Protection and assistance in case of breakdown or accident;
- Activate the insurance policy as many times as necessary in case of a breakdown;
- Customer service center exclusively for women.
- Greater savings because insurance for women is cheaper than for men;
- Coverage against theft, burglary, fire, accidents, and damage caused to third parties;
- Additional coverage for gas conversion kits, moral damages, extraordinary expenses, and compensation within 6 months;
- Choice between three available franchise options: Mandatory, reduced, or optional.
In addition to all these features, women can also choose to customize some services such as:
- Replacement car (basic or plus): It is possible to request a car for a period of 15 to 30 days in case of an accident;
- Protected glass (basic or plus): For windshield replacement or repair in case of accidents. The plus package allows for the addition of taillight and headlight replacement, etc.
- Roadside assistance 24/7.
No options for newly licensed young drivers
As is the case with other insurance companies, insurance company We don't have any plans specifically designed for younger or newly licensed drivers. But that doesn't mean that this customer group can't subscribe to some of the other plans we've shown.
Customized services
Bradesco Auto Insurance offers several personalized services to its policyholders. The main ones are:
Basic or Plus Replacement Car: Allows the use of a car for a period of seven, fifteen, or thirty days in the event of a total loss claim or partial damage.
Protected Glass: This guarantees repair of the windshield or replacement of cracked or broken glass in your vehicle in case of accidents involving only the vehicle's windows.
Protected glass plus: Which guarantees, in addition to the protected glass covers, the replacement of headlights, taillights and rearview mirrors.
24/7 Roadside Assistance: Guarantees roadside assistance such as towing and other services with 100 km, 200 km, 400 km or unlimited mileage.
How do franchises work?
Bradesco's auto insurance offers different deductible options for various situations. Let's look at them?
Mandatory deductible: This is the standard amount calculated according to the vehicle model and cannot be eliminated, but it can be reduced or increased depending on the circumstances.
Reduced deductible: In this type of deductible, the insured pays an additional amount when taking out the insurance and, in the event of an accident, pays 50% of the standard mandatory deductible amount.
Optional deductible I and II: In this option, the insured receives a discount on the insurance premium. In case of an accident, they pay twice the standard deductible amount if they opted for optional deductible I, or three times the standard deductible amount if they opted for optional deductible II.
Understanding how to activate the claim
Within the scope of car insurance A claim is a type of accident that caused damage to your vehicle, passengers, or third parties.
If you left your car parked on the street and it was stolen, that is considered a theft.
Therefore, to activate a Bradesco Auto Insurance claim, you must first contact the local police authorities and then, with the police report in hand, contact the insurance company to begin the claim process.
Bradesco auto insurance also features a rewards club.
And finally, Bradesco's auto insurance also includes a rewards club.
This is a benefits club that offers a range of exclusive services to policyholders.
Through agreements with stores and obligations throughout the country, policyholders can receive discounts at various establishments, not just for their vehicles.
But contrary to what many people think, the advantages of Bradesco Auto Insurance And that's not all. They are actually quite numerous. So much so that we've prepared another article to show them to you in detail.
So if you want to see firsthand what the advantages are of getting your car insurance with Bradesco Seguros, just click the button below.
Trending Topics
Want to win a brand new Nivus? Then check out this Volkswagen challenge!
Check out how the Escape 60 challenge in partnership with Volkswagen went, where you could win a brand new Nivus! Stay tuned for more updates and learn more!
Keep Reading
Mottu Motorcycle Rental: How to rent and use it?
At Mottu Motorcycle Rental you'll find the motorcycle you need to start working with deliveries: find out how to rent here!
Keep ReadingPros and cons of the Honda HR-V: Find out how the vehicle performs.
Mr. Cars | The best articles about cars on the internet! Pros and cons of the Honda HR-V: Find out how the vehicle performs.
Keep ReadingYou may also like
Training: The Secrets of Leasing: Discover and learn how to make a good deal!
The "Secrets of Leasing" training course teaches you how to earn R$500 per week. Learn how to build a successful business!
Keep Reading
Auction turkey: benefits and precautions to take
Discover the main benefits of buying a station wagon at auction and what precautions to take before closing the deal!
Keep Reading
Monthly car rentals: learn about this trend and how it works!
See how monthly car rentals work and learn about this trend, a new option in the vehicle market. Find out more!
Keep Reading