{"id":8210,"date":"2020-11-22T01:17:07","date_gmt":"2020-11-22T01:17:07","guid":{"rendered":"https:\/\/senhorcarros.com\/?p=8210"},"modified":"2021-11-05T20:50:21","modified_gmt":"2021-11-05T20:50:21","slug":"contratar-seguro-auto-youse","status":"publish","type":"post","link":"https:\/\/senhorcarros.com\/es\/contratar-seguro-auto-youse\/","title":{"rendered":"Descubre c\u00f3mo contratar el seguro de coche de Youse: descubre las diferentes formas"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Contratar el seguro de coche de Youse es sumamente sencillo<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" src=\"https:\/\/ucarecdn.com\/deb0d388-f780-4f1a-8ac6-e5a444d1066e\/-\/stretch\/off\/-\/preview\/1024x1024\/\" alt=\"Contratar seguro auto youse\" class=\"w-full object-cover object-center border mx-auto wp-image-8201\"\/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tan importante como elegir una compa\u00f1\u00eda de seguros para proteger tu veh\u00edculo es saber contratarla. Entonces, pensando en acercarte informaci\u00f3n sobre las facilidades y formas de contratar el seguro de auto de Youse, decidimos crear el art\u00edculo. Estas son instrucciones sencillas y funcionales para mantener tu auto protegido con cuotas que caben en tu bolsillo.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si despu\u00e9s de toda la informaci\u00f3n que te hemos dado sobre la compa\u00f1\u00eda aseguradora realmente te has decidido, entonces ha llegado el momento de contratar la protecci\u00f3n que tu veh\u00edculo se merece.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Contratar un seguro de coche por marca<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Algo muy interesante de Youse y de la contrataci\u00f3n de la aseguradora es que hay un espacio disponible para quienes quieran conocer las coberturas de las diferentes marcas presentes hoy en el mercado automotriz brasile\u00f1o.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como mucha gente sabe, existen modelos y marcas de veh\u00edculos que son m\u00e1s susceptibles de robo. Por lo tanto, conocer las peculiaridades de cada marca dentro de la funcionalidad de Youse es una excelente manera de conocer c\u00f3mo funciona no solo la compa\u00f1\u00eda de seguros sino tambi\u00e9n su interfaz.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para saber cu\u00e1les son las principales marcas aseguradas por Youse, simplemente haga clic a continuaci\u00f3n.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-Z2sR3ei\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.youse.com.br\/seguro-auto\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/cdn.adtechpanda.com\/26f7a8df-3a91-41b5-8b80-577ce5e01908\/\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Seguro        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          tu        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              En l\u00ednea            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Precio justo            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Plataforma de venta de seguros online con un formato innovador y precios asequibles.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.youse.com.br\/seguro-auto\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Solicitar Seguro            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.youse.com.br\/seguro-auto\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Solicitar Seguro            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otra ubicaci\u00f3n.        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.youse.com.br\/seguro-auto\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/26f7a8df-3a91-41b5-8b80-577ce5e01908\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Plataforma de venta de seguros online con un formato innovador\u2026              <\/p>\n              <a href=\"https:\/\/www.youse.com.br\/seguro-auto\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Solicitar Seguro                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otra ubicaci\u00f3n.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Contrataci\u00f3n 100% online <\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" src=\"https:\/\/ucarecdn.com\/f2c6fc31-457b-4aec-92b0-c482c5d0e156\/-\/stretch\/off\/-\/preview\/1024x1024\/\" alt=\"app\" class=\"w-full object-cover object-center border mx-auto wp-image-8200\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La aplicaci\u00f3n es una de las formas de comprar un seguro de autom\u00f3vil Youse<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La principal diferencia a la hora de contratar tu seguro de coche con Youse es que esta contrataci\u00f3n s\u00f3lo se puede realizar online.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A diferencia de la mayor\u00eda de las aseguradoras que operan en el mercado automotriz hoy en d\u00eda, Youse no tiene tiendas f\u00edsicas (u oficinas) ni corredores que necesiten alcanzar objetivos y ofrecer al cliente todo lo que no necesita.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En Youse, todo comienza con un presupuesto online, que permite al cliente comprobar el precio de inmediato.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La contrataci\u00f3n del seguro del coche se puede realizar directamente a trav\u00e9s de la p\u00e1gina web de la aseguradora o a trav\u00e9s de la App que se puede descargar de forma gratuita desde Apple Store para los usuarios de smartphones IOS o desde Google Play para los que utilizan el sistema Android.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con la aplicaci\u00f3n descargada, simplemente comience su cotizaci\u00f3n en l\u00ednea completando sus datos y respondiendo algunas preguntas para que se pueda crear un perfil.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Despu\u00e9s de completar toda la informaci\u00f3n, deber\u00e1s elegir la mejor cobertura y asistencia para tu coche. Es importante resaltar que s\u00f3lo pagas por lo que contratas y ya sabes de inmediato cu\u00e1nto pagar\u00e1s.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De esta manera, es posible incluir o quitar servicios del contrato hasta alcanzar un valor que se ajuste a tu presupuesto.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Contrata un seguro de coche usando la aplicaci\u00f3n para iOS <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contratar el seguro de coche de Youse a trav\u00e9s de la App es sumamente sencillo. Para hacer esto, simplemente vaya a la tienda de aplicaciones y descargue la aplicaci\u00f3n Youse que se ejecuta en su tel\u00e9fono celular. \u00a1Es gratis y sencillo!&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para comprar su seguro Youse a trav\u00e9s de la aplicaci\u00f3n IOS, \u00a1simplemente haga clic a continuaci\u00f3n!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Compre un seguro de autom\u00f3vil usando una aplicaci\u00f3n de Android<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si tu smartphone tiene sistema operativo Android, no hay problema.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Del mismo modo que en un smartphone con sistema operativo IOS, solo tienes que ir a Google Store, descargar la aplicaci\u00f3n Youse y contratar un seguro y asistencia para tu veh\u00edculo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para adquirir un seguro de Auto Youse a trav\u00e9s de un sistema de tel\u00e9fono celular Android, simplemente haga clic a continuaci\u00f3n.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cerrar un trato a trav\u00e9s del sitio web<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" src=\"https:\/\/ucarecdn.com\/950e99e5-9a71-4e18-9cca-f7b8eceead75\/-\/stretch\/off\/-\/preview\/1024x1024\/\" alt=\"Web\" class=\"w-full object-cover object-center border mx-auto wp-image-8211\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La contrataci\u00f3n se puede realizar a trav\u00e9s de la p\u00e1gina web de la compa\u00f1\u00eda aseguradora.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Y por \u00faltimo tenemos la opci\u00f3n de utilizar el sitio web.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aunque utilizar una app es muy pr\u00e1ctico y funcional, hay muchas personas a las que no les gusta utilizar el m\u00f3vil para cerrar tratos.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por tanto, la opci\u00f3n del sitio web es totalmente v\u00e1lida. Para ello, s\u00f3lo necesitas abrir la web de la compa\u00f1\u00eda aseguradora y realizar all\u00ed toda la contrataci\u00f3n \u00a1igual que se hace a trav\u00e9s de apps!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZszSYS\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcarros.com\/es\/alugar-carro-na-localiza-hertz-2\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Descubra c\u00f3mo alquilar un coche en Localiza Hertz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/46ba2ee5-aace-4564-9553-f1d64cf76b85\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcarros.com\/es\/alugar-carro-na-localiza-hertz-2\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Descubra c\u00f3mo alquilar un coche en Localiza Hertz\">\n            Descubra c\u00f3mo alquilar un coche en Localiza Hertz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Mira c\u00f3mo alquilar un coche en Localiza Hertz y consigue los mejores precios. \u00a1Verificar!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcarros.com\/es\/alugar-carro-na-localiza-hertz-2\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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