{"id":82,"date":"2019-07-23T20:32:06","date_gmt":"2019-07-23T20:32:06","guid":{"rendered":"http:\/\/senhorcarros.com\/?p=82"},"modified":"2022-06-27T16:05:49","modified_gmt":"2022-06-27T16:05:49","slug":"os-14-melhores-consorcios-de-carro-online","status":"publish","type":"post","link":"https:\/\/senhorcarros.com\/es\/os-14-melhores-consorcios-de-carro-online\/","title":{"rendered":"\u00a1Los 14 mejores consorcios de coches online!"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un consorcio puede ser una excelente manera de obtener financiaci\u00f3n. \u00bfPero sabes cu\u00e1les son los mejores consorcios del mercado y cu\u00e1les son las ventajas de cada uno?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>El n\u00famero de consorcios cubiertos aument\u00f3 en 2,8% en 2019. Senhor Carros separ\u00f3 los 14 mejores consorcios de 2019 y enumer\u00f3 las ventajas de cada programa, para facilitar su elecci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>El consorcio es una excelente opci\u00f3n para quienes no tienen prisa por comprar, y puede resultar m\u00e1s econ\u00f3mico que la financiaci\u00f3n. \u00a1M\u00edralo a continuaci\u00f3n!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-\"><figure><img class=\"aligncenter wp-image-4951 size-full\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/59549819_2459716627396385_2353143011598139392_n-1.jpg\" alt=\"\" width=\"848\" height=\"413\"><\/figure><\/h1>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-14-bradesco-consorcios\">14 \u2013 Bradesco Consorcios<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con el Consorcio Automovil\u00edstico Bradesco, usted recibe una carta de cr\u00e9dito para elegir la marca y el modelo que m\u00e1s desee. Puedes adquirir tu plan a trav\u00e9s de la App Bradesco en la opci\u00f3n Cons\u00f3rcios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas <\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<div class=\"col-lg-6\">\n<ul class=\"default redTick\">\n<li>Autom\u00f3viles nacionales o importados;<\/li>\n<li>Opciones de planes por modelo de veh\u00edculo, valor de la cuota o valor del activo;<\/li>\n<li>Para un veh\u00edculo de mayor valor, simplemente pague la diferencia entre el valor de la licencia y el valor del activo;<\/li>\n<li>Hasta 84 meses para pagar;<\/li>\n<li>Si desea un veh\u00edculo de menor valor, utilice la diferencia para liquidar el saldo pendiente;<\/li>\n<li>Utilice su oferta para reducir el valor o el n\u00famero de cuotas.<\/li>\n<\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-13-caixa-consorcios\">13 \u2013 Caixa Consorcios<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con el cr\u00e9dito del Consorcio Automoci\u00f3n Caixa se pueden comprar veh\u00edculos con 0 km o hasta 5 a\u00f1os de uso, utilitarios, camiones, autobuses, aviones y barcos. Podr\u00e1s adquirir m\u00e1quinas, equipos o placas solares, adem\u00e1s de liquidar la financiaci\u00f3n de tu veh\u00edculo. Caixa ha publicado un v\u00eddeo especialmente para ayudarte a aclarar todo el proceso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Sin inter\u00e9s. S\u00f3lo pagas la tarifa de administraci\u00f3n que se diluye durante el per\u00edodo contratado;<\/li><li>Si no tienes el dinero, puedes pagar la oferta usando hasta 50% de valor de cr\u00e9dito en algunos grupos;<\/li><li>Puede utilizar hasta 10% del valor del cr\u00e9dito para deducir tarifas e impuestos;<\/li><li>Al comprar un consorcio de veh\u00edculos, despu\u00e9s de considerarlo, puede comprar su autom\u00f3vil en la red Chevrolet con una bonificaci\u00f3n de hasta R$4,000.00.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/30472085520_e503990a2f_k-1.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4927\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-12-itau-consorcios\">12 \u2013 Ita\u00fa Consorcios<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con el Consorcio Automovil\u00edstico Ita\u00fa, usted puede hacer realidad el sue\u00f1o de su primer autom\u00f3vil o intercambiar su usado con el consorcio de autom\u00f3viles, eligiendo la mejor opci\u00f3n de ch\u00e1rter y grupo para su presupuesto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Obtienes poder de negociaci\u00f3n para pagar tu veh\u00edculo al contado, adem\u00e1s de planificaci\u00f3n, cuotas m\u00e1s peque\u00f1as que otras opciones financieras y sin tipos de inter\u00e9s. Recibes varias opciones de cuotas y grupos para elegir los que mejor se adaptan a tu momento de vida.<\/li><li>Fija las cuotas seg\u00fan tu presupuesto y presta atenci\u00f3n al sorteo para saber cu\u00e1ndo ser\u00e1s elegido. Elige las condiciones ideales con los grupos en formaci\u00f3n, o decide el grupo abierto al que quieres unirte.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/regular_regular-itau-6-1.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4933\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-11-fiat-consorcios\">11 \u2013 Fiat Consorcios<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con Fiat Cons\u00f3rcios tienes varios planes sin pago inicial para elegir, adem\u00e1s de cero intereses en las cuotas. El Consorcio Fiat est\u00e1 recomendado para aquellos a los que no les importa esperar un poco m\u00e1s antes de hacerse con su coche, ofreci\u00e9ndote varias opciones para elegir la que mejor se ajuste a tu presupuesto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>No hay entrada;<\/li><li>Inter\u00e9s cero;<\/li><li>Si no desea esperar demasiado para obtener su autom\u00f3vil, puede usar parte del valor de la tarjeta de cr\u00e9dito para hacer una oferta.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/Fiat-Logo-Colors-1.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4935\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-10-banco-do-brasil-bb-consorcios\">10 \u2013 Consorcios del Banco do Brasil (BB)<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Banco do Brasil Cons\u00f3rcios ofrece varias opciones de consorcio en las que no paga intereses. Recibes una carta de cr\u00e9dito en la que tienes la opci\u00f3n de comprar un auto distinto al vinculado a tu cuota. Tambi\u00e9n puedes utilizar hasta 10% de tu cr\u00e9dito para gastos como IPVA, seguros y cuotas de registro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Sin cuota de membres\u00eda, intereses ni IOF. S\u00f3lo pagas la tarifa de administraci\u00f3n, que se divide en cuotas;<\/li><li>Cuando el precio de su autom\u00f3vil cambia, el Banco do Brasil Cons\u00f3rcio ajusta el valor del cr\u00e9dito y actualiza el valor de las cuotas grupales;<\/li><li>Podr\u00e1 elegir otro activo, de mayor o menor valor, antes de ser considerado por el consorcio;<\/li><li>Puedes pagar cuotas por adelantado o unirte a un grupo en curso.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/15145594455a4657d54d9a5_1514559445_3x2_rt-1.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4938\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-9-disal-administradora-de-consorcios\">9 \u2013 Administrador del Consorcio Disal<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Disal Cons\u00f3rcio es uno de los mayores consorcios administradores independientes del pa\u00eds, seg\u00fan el ranking del Banco Central de Brasil. Fue fundada por concesionarios de la Red Volkswagen. Disal Cons\u00f3rcio ofrece dos planes, Completo y Simple, para que elijas el que mejor se adapta a tu perfil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Sin cuota de membres\u00eda. S\u00f3lo pagas la tarifa de administraci\u00f3n;<\/li><li>Seguro de vida opcional;<\/li><li>Cuotas completas para el Plan Integral y cuotas reducidas para el Plan Simple.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/maxresdefault-1.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4940\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-8-luiza-consorcios\">8 \u2013 Luiza Cons\u00f3rcios<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con el Cons\u00f3rcio Luiza, est\u00e1 afiliada a ABAC (Asociaci\u00f3n Brasile\u00f1a de Administradores de Consorcios), SINAC (Uni\u00f3n Nacional de Administradores de Consorcios) y regulada y supervisada por el Banco Central de Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas <\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Plan Lineal: Las cuotas se dividen equitativamente en todo el plan, con diferentes plazos de pago;<\/li><li>Plan Progresivo: En el Plan Progresivo las cuotas aumentan a medida que avanza el plan, es decir, inicias tu plan con una cuota menor y planificas con el valor de las cuotas futuras.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/maxresdefault-2-1.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4943\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-7-embracon-consorcios\">7 \u2013 Embrac\u00f3n Consorcios<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con el Consorcio Embracon podr\u00e1s contar con hasta 80 cuotas en el consorcio de veh\u00edculos nuevos o seminuevos, nacionales o importados. Puede utilizar su autom\u00f3vil usado como oferta para comprar uno nuevo del consorcio o utilizar el saldo excedente de su carta de cr\u00e9dito para pagar los gastos fiscales.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Hasta 80 cuotas de auto;<\/li><li>Cuotas flexibles para su presupuesto;<\/li><li>Sin inter\u00e9s;<\/li><li>Utilice el valor de su carta de cr\u00e9dito para liquidar financiamiento de otras instituciones;<\/li><li>El valor de su carta de cr\u00e9dito se ajustar\u00e1 de acuerdo a los \u00edndices del producto elegido.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/31081502_1838824382814814_7727980711804284519_n-1.png\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4946\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-6-porto-seguro-consorcio\">6 \u2013 Consorcio Porto Seguro<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>El Consorcio de Autos de Porto Seguro te ofrece planes de 50, 72 y 80 meses con diferentes marcas y modelos de autos nuevos y usados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Cr\u00e9ditos de R$25 mil a R$122 mil;<\/li><li>Cuotas mensuales desde R$534,59 sin intereses;<\/li><li>Hasta 80 meses para pagar;<\/li><li>Tarifas diferenciadas.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/empresas-do-grupo-1.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4948\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-5-rodobens-consorcios\">5 \u2013 Consorcios Rodobens<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al comprar un consorcio de autos compartidos con el Cons\u00f3rcio de Carros Rodobens, tienes un descuento de 20% en la segunda cuota. Rodobens dispone de una amplia variedad de marcas de coches nuevos y usados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Sin fondo de reserva;<\/li><li>Sin cuota de membres\u00eda.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/rodobens_cor-696x344-1.jpeg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4953\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-4-chevrolet-consorcios\">4 \u2013 Consorcios Chevrolet<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>El Consorcio Nacional Chevrolet ofrece planes con un plazo de hasta 84 meses. El retiro del activo puede planificarse a lo largo del per\u00edodo, ofreci\u00e9ndose la opci\u00f3n de contemplarlo mediante oferta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Plan F\u00e1cil: Ofrece cr\u00e9ditos entre R$ 32.613,00 y R$ 49.990,00 donde podr\u00e1s utilizarlos para complementar la compra de un veh\u00edculo nuevo pagando una cuota menor.<\/li><li>Nuevo plan Advantage: ofrece cr\u00e9ditos entre R$ 65.790,00 y R$ 129.150,00. Un plan que se adapta a quienes quieren invertir un poco m\u00e1s.<\/li><li>Plan de negocios: ofrece cr\u00e9ditos entre R$ 138.990,00 y R$ 195.490,00. Un plan dirigido a quienes buscan un veh\u00edculo de mayor tama\u00f1o o desean renovar la flota de su empresa.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/20164-n-1.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4954\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-3-consorcios-sicredi\">3 \u2013 Consorcios Sicredi<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con el Consorcio Automovil\u00edstico Sicredi tienes planes de 60 y 75 meses. Puedes adquirir autos nuevos o seminuevos que tengan hasta 10 a\u00f1os.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>En caso de ser seleccionado por oferta, podr\u00e1 optar por reducir el valor de las pr\u00f3ximas cuotas, manteniendo el plazo, o reducir el n\u00famero de cuotas, en orden inverso al de vencimiento;<\/li><li>Al seleccionarlo, tienes total libertad para elegir la marca, modelo y proveedor del auto que deseas comprar;<\/li><li>Al momento de la compra a\u00fan se pueden negociar descuentos, ya que con el consorcio el pago se realiza a plazos, pero la compra es al contado;<\/li><li>Las cuotas se pueden debitar autom\u00e1ticamente de tu cuenta corriente y puedes seguir tu plan consorcio en cualquier unidad de servicio a trav\u00e9s de tu extracto mensual, a trav\u00e9s del Canal Consorcio en Sicredi Internet y a trav\u00e9s de Sicredi Fone;<\/li><li>El Seguro de Vida Cr\u00e9dito garantiza la amortizaci\u00f3n del saldo insoluto del plan vigente, en la fecha del fallecimiento del integrante del consorcio. Adem\u00e1s, el porcentaje del seguro se aplica sobre el saldo insoluto y su valor se reduce progresivamente, de acuerdo con la amortizaci\u00f3n del saldo insoluto mediante el pago de cuotas mensuales;<\/li><li>Plazo de 60 y 75 meses.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/10-geral-sicredi-3-840x472-1.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4956\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-2-recon-consorcios\">2 \u2013 Consorcios de reconocimiento<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Recon Cons\u00f3rcios ocupa actualmente una posici\u00f3n destacada en el panorama nacional, con m\u00e1s de 30 a\u00f1os de trayectoria.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Sin inter\u00e9s;<\/li><li>Hasta 80 meses de plazo;<\/li><li>Contemplaciones: Por empate, oferta fija y tiro libre seg\u00fan disponibilidad de saldo del grupo;<\/li><li>Autos nuevos y usados hasta 10 a\u00f1os;<\/li><li>Puja facilitada: hasta 25% integrados (deducidos de su propio cr\u00e9dito).<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/Recon-logo-1.jpg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4958\"\/><\/figure><\/div>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 id=\"h-1-consorcio-volkswagen\">1 \u2013 Consorcio Volkswagen<\/h1>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Con gran protagonismo en Brasil, el Consorcio Volkswagen tiene 5 planes para quienes quieran adquirir un Volkswagen 0KM.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><strong>Caracter\u00edsticas<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Plan Reducido: <ul><li>Tipo de cr\u00e9dito en contraprestaci\u00f3n total (100%);<\/li><li>Plazo hasta 60 meses;<\/li><li>Cr\u00e9dito sujeto a aprobaci\u00f3n en contemplaci\u00f3n. <\/li><\/ul><\/li><li>M\u00e1s leve: <ul><li>Tipo de cr\u00e9dito a contraprestaci\u00f3n: parcial (66,6%) o total (100% y 34,4% prorrateable en las cuotas restantes);<\/li><li>Plazo hasta 84 meses;<\/li><li>Cr\u00e9dito sujeto a aprobaci\u00f3n en contemplaci\u00f3n. <\/li><\/ul><\/li><li>Luz: <ul><li>Tipo de cr\u00e9dito en Contemplaci\u00f3n: Parcial o Total (75% o 100%);<\/li><li>Plazo hasta 84 meses;<\/li><li>Cr\u00e9dito sujeto a aprobaci\u00f3n en contemplaci\u00f3n.    <\/li><\/ul><\/li><li>Normal: <div class=\"innerMargin\">&nbsp;<\/div> <ul><li>Tipo de cr\u00e9dito a contraprestaci\u00f3n: total (100%);<\/li><li>Plazo hasta 84 meses;<\/li><li>Cr\u00e9dito sujeto a aprobaci\u00f3n en contemplaci\u00f3n. <\/li><\/ul><\/li><li>De primera calidad <ul><li>Cuotas reducidas;<\/li><li>Plazo hasta 60 meses;<\/li><li>Cr\u00e9dito sujeto a aprobaci\u00f3n en contemplaci\u00f3n. <\/li><\/ul><\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" src=\"https:\/\/cdn.senhorpanda.com\/wp-content\/uploads\/2019\/06\/VW-e1467733534576_925x520_acf_cropped-1.jpeg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-4960\"\/><\/figure><\/div>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si te gust\u00f3 esta publicaci\u00f3n, \u00a1comp\u00e1rtela en las redes sociales! \u00a1El Sr. Carros le agradece!<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>O cons\u00f3rcio pode ser uma excelente forma de fazer um financiamento. Mas voc\u00ea sabe quais s\u00e3o os melhores cons\u00f3rcios do mercado e quais as vantagens de cada um? N\u00fameros de cons\u00f3rcios contemplados aumentou 2,8% em 2019. O Senhor Carros separou os 14 melhores cons\u00f3rcios de 2019 e listou as vantagens de cada programa, de modo&hellip; <a class=\"more-link\" href=\"https:\/\/senhorcarros.com\/es\/os-14-melhores-consorcios-de-carro-online\/\">sigue leyendo <span class=\"screen-reader-text\">\u00a1Los 14 mejores consorcios de coches online!<\/span><\/a><\/p>","protected":false},"author":4,"featured_media":106,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[24],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Os 14 melhores cons\u00f3rcios de carro online! - Senhor Carros<\/title>\n<meta name=\"description\" content=\"Senhor Carros | Os melhores artigos sobre carros da internet!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorcarros.com\/es\/os-14-melhores-consorcios-de-carro-online\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Os 14 melhores cons\u00f3rcios de carro online!\" \/>\n<meta property=\"og:description\" content=\"Senhor Carros | Os melhores artigos sobre carros da internet!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorcarros.com\/es\/os-14-melhores-consorcios-de-carro-online\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Carros\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/senhorcarros\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-07-23T20:32:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-27T16:05:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/senhorcarros.com\/wp-content\/uploads\/https:\/\/ucarecdn.com\/1934b617-9f5c-4287-a030-83a1947d4c39\/\" \/>\n\t<meta property=\"og:image:width\" content=\"1672\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Senhor Carros\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/senhorcarros.com\/#organization\",\"name\":\"Senhor Carros\",\"url\":\"https:\/\/senhorcarros.com\/\",\"sameAs\":[\"https:\/\/www.instagram.com\/senhorcarros\/\",\"https:\/\/br.pinterest.com\/senhorcarros\/_created\/\",\"https:\/\/www.youtube.com\/channel\/UCX65ygLA-1uTygkshdVuh0g\",\"https:\/\/www.facebook.com\/senhorcarros\/\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/senhorcarros.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/senhorcarros.com\/wp-content\/uploads\/https:\/\/ucarecdn.com\/b89444bc-669f-4c76-9475-f6cb7be732ef\/\",\"contentUrl\":\"https:\/\/senhorcarros.com\/wp-content\/uploads\/https:\/\/ucarecdn.com\/b89444bc-669f-4c76-9475-f6cb7be732ef\/\",\"width\":2000,\"height\":500,\"caption\":\"Senhor Carros\"},\"image\":{\"@id\":\"https:\/\/senhorcarros.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorcarros.com\/#website\",\"url\":\"https:\/\/senhorcarros.com\/\",\"name\":\"Senhor Carros\",\"description\":\"Os melhores artigos sobre carros\",\"publisher\":{\"@id\":\"https:\/\/senhorcarros.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorcarros.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/senhorcarros.com\/os-14-melhores-consorcios-de-carro-online\/#primaryimage\",\"url\":\"https:\/\/senhorcarros.com\/wp-content\/uploads\/https:\/\/ucarecdn.com\/1934b617-9f5c-4287-a030-83a1947d4c39\/\",\"contentUrl\":\"https:\/\/senhorcarros.com\/wp-content\/uploads\/https:\/\/ucarecdn.com\/1934b617-9f5c-4287-a030-83a1947d4c39\/\",\"width\":1672,\"height\":1080,\"caption\":\"Lada Niva\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorcarros.com\/os-14-melhores-consorcios-de-carro-online\/#webpage\",\"url\":\"https:\/\/senhorcarros.com\/os-14-melhores-consorcios-de-carro-online\/\",\"name\":\"Os 14 melhores cons\u00f3rcios de carro online! 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