{"id":21491,"date":"2023-04-13T23:00:00","date_gmt":"2023-04-13T23:00:00","guid":{"rendered":"https:\/\/senhorcarros.com\/?p=21491"},"modified":"2025-11-24T15:12:55","modified_gmt":"2025-11-24T15:12:55","slug":"modelos-consorcio-financiamento-veiculos","status":"publish","type":"post","link":"https:\/\/senhorcarros.com\/es\/modelos-consorcio-financiamento-veiculos\/","title":{"rendered":"Nuevos modelos de consorcio y financiaci\u00f3n de veh\u00edculos en el mercado"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-conheca-os-3-diferentes-modelos-de-consorcio-e-financiamento-compre-seu-carro-dos-sonhos\">Descubre los 3 modelos diferentes de consorcio y financiaci\u00f3n: \u00a1compra el coche de tus sue\u00f1os!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img decoding=\"async\" loading=\"lazy\" alt=\"Ent\u00e3o, veja como comprar seu carro novo! Fonte: AdobeStock.\"  id=\"21587\" src=\"http:\/\/senhorcarros.com\/wp-content\/uploads\/sites\/146\/2023\/04\/AdobeStock_316556292.jpeg\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00a1As\u00ed que aqu\u00ed te explicamos c\u00f3mo comprar tu auto nuevo! Fuente: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00bfBuscas cambiar de coche o tu primer coche? \u00bfQu\u00e9 te parece saber m\u00e1s sobre el funcionamiento del consorcio y los modelos de financiaci\u00f3n de veh\u00edculos? \u00a1Aprovecha y desc\u00fabrelo todo aqu\u00ed!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para quienes no tienen dinero para comprar un auto nuevo, \u00a1existen otras opciones! Los consorcios y las financiaciones son las m\u00e1s populares y ofrecen condiciones asequibles para muchos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1LRXo7\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcarros.com\/es\/fazer-consorcio-moto-usada\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfPuedo contratar un consorcio para una moto usada? \u00a1Inf\u00f3rmate!\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/senhorcarros.com\/wp-content\/uploads\/sites\/146\/2023\/03\/AdobeStock_543011583-scaled.jpeg\" alt=\"Mulher sobre moto sorrindo fazendo sinal de joia\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcarros.com\/es\/fazer-consorcio-moto-usada\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfPuedo contratar un consorcio para una moto usada? \u00a1Inf\u00f3rmate!\">\n            \u00bfPuedo contratar un consorcio para una moto usada? \u00a1Inf\u00f3rmate!        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Los consorcios de motocicletas usadas existen y pueden ser la soluci\u00f3n para quienes desean trabajar con motocicletas sin gastar dinero en alquileres. \u00a1Descubre c\u00f3mo funcionan!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcarros.com\/es\/fazer-consorcio-moto-usada\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuar leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcarros.com\/es\/fazer-consorcio-moto-usada\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcarros.com\/wp-content\/uploads\/sites\/146\/2023\/03\/AdobeStock_543011583-scaled.jpeg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00bfPuedo contratar un consorcio para una moto usada? \u00a1Inf\u00f3rmate!              <\/p>\n              <a href=\"https:\/\/senhorcarros.com\/es\/fazer-consorcio-moto-usada\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continuar leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo lugar              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, cada una tiene reglas, tarifas y un funcionamiento diferentes. Adem\u00e1s, existen diferentes modelos para que puedas elegir el que mejor se adapte a ti. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En el caso de un consorcio, por ejemplo, podr\u00eda tardar m\u00e1s en obtener su veh\u00edculo. Con financiaci\u00f3n, \u00a1puede conducir su propio veh\u00edculo cuando quiera! Adem\u00e1s, \u00a1puede buscar precios m\u00e1s asequibles en coches usados! <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-os-3-modelos-de-financiamento-de-carros-mais-comuns\">Los 3 modelos de financiaci\u00f3n de coches m\u00e1s comunes<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img decoding=\"async\" loading=\"lazy\" alt=\"Confira os mais populares! Fonte: AdobeStock.\"  id=\"21588\" src=\"http:\/\/senhorcarros.com\/wp-content\/uploads\/sites\/146\/2023\/04\/AdobeStock_548971800.jpeg\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00a1Descubre los m\u00e1s populares! Fuente: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin m\u00e1s pre\u00e1mbulos, \u00a1veamos los tres modelos de financiaci\u00f3n de veh\u00edculos m\u00e1s comunes! As\u00ed, podr\u00e1s entender la diferencia entre cada uno y elegir el que mejor se adapte a tus necesidades.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00a1Adem\u00e1s, compara beneficios y precios para ver d\u00f3nde puedes pagar menos!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\" id=\"h-credito-direto-ao-consumidor-cdc\">Cr\u00e9dito Directo al Consumidor (CDC)<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Uno de los modelos de financiaci\u00f3n de autom\u00f3viles m\u00e1s comunes y conocidos, CDC, consiste b\u00e1sicamente en que una entidad financiera te presta el dinero que necesitas para adquirir el veh\u00edculo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>De esta manera, puedes comprar el veh\u00edculo en cuanto recibas el dinero. \u00a1Luego, solo tendr\u00e1s que realizar los pagos mensuales! Adem\u00e1s, es com\u00fan ofrecer un enganche para reducir los intereses.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por cierto, cabe destacar que hasta que termines de pagar tu pr\u00e9stamo, el veh\u00edculo es propiedad del banco, no tuya. Esto solo ocurre cuando pagas la \u00faltima cuota del financiamiento.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\" id=\"h-leasing\">Arrendamiento<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Otro modelo de financiaci\u00f3n de veh\u00edculos es el leasing. Esta modalidad funciona de forma similar al alquiler. De esta forma, la entidad financiera adquiere el veh\u00edculo. Luego, puedes alquilarlo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En cuanto la compa\u00f1\u00eda termina de pagar el veh\u00edculo, este se transfiere a ti, quien pagaba el alquiler peri\u00f3dicamente. En este caso, al igual que en el Cr\u00e9dito Directo al Consumidor, \u00a1no hay intermediarios!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\u00a1Adem\u00e1s, el tipo de inter\u00e9s es fijo y preestablecido al crear el contrato entre usted y el banco!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z21aE2T\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcarros.com\/es\/financiamento-veiculos-uber\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfEs posible la financiaci\u00f3n de veh\u00edculos para Uber?\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/senhorcarros.com\/wp-content\/uploads\/sites\/146\/2022\/05\/AdobeStock_376258181_Editorial_Use_Only-scaled.jpeg\" alt=\"Celular com aplicativo Uber preso em vidro de carro com suporte\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcarros.com\/es\/financiamento-veiculos-uber\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfEs posible la financiaci\u00f3n de veh\u00edculos para Uber?\">\n            \u00bfEs posible la financiaci\u00f3n de veh\u00edculos para Uber?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00bfQuieres ser conductor de una app, pero necesitas financiar el veh\u00edculo? Descubre aqu\u00ed si es posible y c\u00f3mo funciona. \u00a1Trabaja con Uber!         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcarros.com\/es\/financiamento-veiculos-uber\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuar leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcarros.com\/es\/financiamento-veiculos-uber\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorcarros.com\/wp-content\/uploads\/sites\/146\/2022\/05\/AdobeStock_376258181_Editorial_Use_Only-scaled.jpeg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00bfEs posible la financiaci\u00f3n de veh\u00edculos para Uber?              <\/p>\n              <a href=\"https:\/\/senhorcarros.com\/es\/financiamento-veiculos-uber\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continuar leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Permanecer\u00e1s en el mismo lugar              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\" id=\"h-consorcio\">Consorcio<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Finalmente, \u00a1el tercer modelo de financiaci\u00f3n es el consorcio de veh\u00edculos! Si no tienes dinero para el enganche y no quieres pagar intereses, \u00a1esta podr\u00eda ser la opci\u00f3n ideal!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Esto se debe a que el consorcio est\u00e1 organizado por un administrador que recauda el dinero de varias personas que desean comprar un auto. Por lo tanto, usted paga mensualmente, pero solo recibe su veh\u00edculo al final del plazo de pago.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, los consorcios realizan sorteos mensuales y te permiten presentar ofertas en las asambleas para liquidar el pago anticipadamente y as\u00ed recibir tu carta de cr\u00e9dito. De hecho, en este caso no hay intereses, sino una tasa administrativa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-como-identificar-o-tipo-de-financiamento-mais-indicado-para-voce\">\u00bfC\u00f3mo identificar el tipo de financiamiento que m\u00e1s te conviene?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img decoding=\"async\" loading=\"lazy\" alt=\"Afinal, qual a melhor op\u00e7\u00e3o? Fonte: AdobeStock.\"  id=\"21589\" src=\"http:\/\/senhorcarros.com\/wp-content\/uploads\/sites\/146\/2023\/04\/AdobeStock_222212412.jpeg\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entonces, \u00bfcu\u00e1l es la mejor opci\u00f3n? Fuente: AdobeStock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para elegir entre todos los modelos de financiaci\u00f3n y consorcio disponibles, es importante comprender su funcionamiento y las ventajas y desventajas de cada uno. Debe comenzar por evaluar su situaci\u00f3n financiera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En otras palabras, \u00bfcu\u00e1nto dinero tienes disponible, cu\u00e1nto puedes gastar mensualmente o si puedes dar el enganche? A continuaci\u00f3n, es importante que investigues diversas opciones de consorcio y financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, piensa si tienes prisa por conseguir el coche. Si la respuesta es no, puedes contactar con el consorcio e intentar anticipar la contienda con la oferta o confiar en la suerte del sorteo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\" id=\"h-opcao-de-carro-usado\">Opci\u00f3n de coche usado&nbsp;<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, existen otros dos modelos para financiar un veh\u00edculo: uno usado o uno nuevo. En el caso de un coche usado, la principal ventaja es que los precios de los consorcios son m\u00e1s bajos. De hecho, \u00a1incluso el IPVA es m\u00e1s bajo!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, \u00a1presta atenci\u00f3n al estado del veh\u00edculo! Idealmente, no deber\u00eda tener m\u00e1s de 8 a\u00f1os. As\u00ed que aseg\u00farate de que todos sus componentes funcionen correctamente. Inspecciona el veh\u00edculo y revisa cada detalle.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>De hecho, \u00a1algunos autos usados a\u00fan tienen garant\u00eda de f\u00e1brica! \u00a1Lo cual puede ser una gran ventaja si hay problemas con el veh\u00edculo! Adem\u00e1s, \u00a1veamos c\u00f3mo funciona la opci\u00f3n de auto nuevo!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\" id=\"h-opcao-de-carro-novo\">Opci\u00f3n de coche nuevo<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Por otro lado, con un coche nuevo, se evitan problemas sencillos, ya que se tiene la seguridad de que las piezas est\u00e1n en buen estado y no se requiere mantenimiento. Adem\u00e1s, los veh\u00edculos de kil\u00f3metro cero ofrecen garant\u00edas extensas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, tienes la posibilidad de personalizar tu coche con kits y otros elementos, como diferentes asientos, transmisi\u00f3n autom\u00e1tica, aire acondicionado, entre otras posibilidades que se adapten a tu gusto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pero, por supuesto, nada te impide personalizar tu coche usado m\u00e1s adelante. Por otro lado, la desventaja de un coche nuevo es que se deprecia mucho m\u00e1s. En otras palabras, \u00a1ya est\u00e1s perdiendo dinero desde el momento en que lo compras!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-conheca-mais-opcoes-consorcio-digital-nissan\">Descubre m\u00e1s opciones: \u00a1Consorcio digital Nissan!<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ahora que ya sabes un poco m\u00e1s sobre financiaci\u00f3n de veh\u00edculos y modelos de consorcio, \u00bfqu\u00e9 te parece descubrir nuevas posibilidades? Por ejemplo, \u00a1aprende m\u00e1s sobre el consorcio Nissan!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Con esta opci\u00f3n, \u00a1puedes participar en el Consorcio digital para obtener solo modelos y veh\u00edculos del fabricante Nissan! Sin embargo, los precios son buenos y atractivos, lo que los hace m\u00e1s atractivos que los de otros administradores.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, \u00a1nadie mejor que Nissan para venderte los veh\u00edculos de la marca! De hecho, el hecho de que el consorcio sea digital te facilita aprovechar todas las posibilidades.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>As\u00ed que, si quieres saber m\u00e1s, haz clic en el bot\u00f3n de abajo y consulta nuestra gu\u00eda exclusiva paso a paso para aclarar cualquier duda que puedas tener sobre c\u00f3mo funciona este consorcio.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1s83nd\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcarros.com\/es\/conheca-consorcio-digital-nissan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Consorcio Digital Nissan: con\u00f3celo \">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/senhorcarros.com\/wp-content\/uploads\/sites\/146\/2023\/02\/2-3.jpg\" alt=\"Homem sorrindo atr\u00e1s do volante\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcarros.com\/es\/conheca-consorcio-digital-nissan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Consorcio Digital Nissan: con\u00f3celo \">\n            Consorcio Digital Nissan: con\u00f3celo         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descubre el Consorcio Digital de Nissan y \u00a1oferta tu coche usado! \u00a1Participa sin enganche ni intereses!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcarros.com\/es\/conheca-consorcio-digital-nissan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuar leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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