{"id":12657,"date":"2022-01-19T00:28:39","date_gmt":"2022-01-19T00:28:39","guid":{"rendered":"https:\/\/senhorcarros.com\/?p=12657"},"modified":"2022-01-19T00:30:57","modified_gmt":"2022-01-19T00:30:57","slug":"quitar-financiamento-antes-vale-a-pena","status":"publish","type":"post","link":"https:\/\/senhorcarros.com\/es\/quitar-financiamento-antes-vale-a-pena\/","title":{"rendered":"Liquidar la financiaci\u00f3n antes de plazo: \u00bfmerece la pena?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Liquidar antes tu financiaci\u00f3n puede resultar ventajoso, \u00a1descubre si realmente merece la pena!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Quitar o financiamento vale a pena? Fonte: Pexels.\"  id=\"12695\" src=\"https:\/\/cdn.adtechpanda.com\/833ec879-631d-4eec-9198-d0bdffa35a0e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfVale la pena liquidar la financiaci\u00f3n? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, te queda dinero en tu cuenta bancaria, ya sea porque recibiste una herencia inesperada, un decimotercer pago, una devoluci\u00f3n del Impuesto sobre la Renta o vendiste un activo. Entonces, \u00bfes mejor invertir este dinero y recibir los ingresos? \u00bfO vale la pena liquidar anticipadamente el pr\u00e9stamo de su veh\u00edculo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, todo el mundo sabe que es dif\u00edcil hacer una predicci\u00f3n exacta de c\u00f3mo se comportar\u00e1 la econom\u00eda de Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>M\u00e1s a\u00fan cuando en 2022 tendremos elecciones y la pandemia vuelve a dar se\u00f1ales de avanzar, lo que influye directamente en la variaci\u00f3n de los tipos de inter\u00e9s.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, es necesario entender que la cuesti\u00f3n se reduce b\u00e1sicamente a comparar el tipo de inter\u00e9s que se aplica al dinero y el tipo de inter\u00e9s de la financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Y como dec\u00edamos, los tipos de inter\u00e9s en Brasil var\u00edan mucho, si consideramos el plazo que queda para liquidar la financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, debe hacer los c\u00e1lculos con la punta del l\u00e1piz y encontrar la mejor soluci\u00f3n para su presupuesto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hay herramientas en Internet que pueden ayudarte con tus c\u00e1lculos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, t\u00f3mate tu tiempo y ten paciencia para decidir si realmente la mejor soluci\u00f3n para ti es liquidar el pr\u00e9stamo antes de la fecha l\u00edmite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, comprendamos si liquidar el financiamiento antes de la fecha l\u00edmite genera ahorros.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z4EWK7\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcarros.com\/es\/conheca-financiamento-veiculos-acelero\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Financiaci\u00f3n de veh\u00edculos Acelero: inf\u00f3rmate \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/0f74f56f-fdbc-4854-b62e-09bc51d48a9e\/\" alt=\"Logo Acelero\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcarros.com\/es\/conheca-financiamento-veiculos-acelero\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Financiaci\u00f3n de veh\u00edculos Acelero: inf\u00f3rmate \">\n            Financiaci\u00f3n de veh\u00edculos Acelero: inf\u00f3rmate         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Su autom\u00f3vil usado podr\u00eda valer mucho a la hora de cambiarlo. Entonces, conoce la financiaci\u00f3n de veh\u00edculos de Acelero y descubre si es confiable.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcarros.com\/es\/conheca-financiamento-veiculos-acelero\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if 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this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcarros.com\/es\/conheca-financiamento-veiculos-acelero\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/0f74f56f-fdbc-4854-b62e-09bc51d48a9e\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Financiaci\u00f3n de veh\u00edculos Acelero: inf\u00f3rmate              <\/p>\n              <a href=\"https:\/\/senhorcarros.com\/es\/conheca-financiamento-veiculos-acelero\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Seguir\u00e1s en el mismo lugar              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Financiaci\u00f3n: liquidar su pr\u00e9stamo antes de la fecha l\u00edmite le permitir\u00e1 ahorrar<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues analicemos los pros y los contras para ver si liquidar tu financiaci\u00f3n antes del plazo supone un ahorro para tu bolsillo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Ventajas<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En primer lugar, debes saber que el c\u00f3digo 52 del C\u00f3digo de Protecci\u00f3n al Consumidor te garantiza que la entidad financiera debe aceptar la solicitud de liquidaci\u00f3n anticipada del financiamiento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Y adem\u00e1s, aplicar un descuento en los intereses de la financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, debes comprobar qu\u00e9 tipo de inter\u00e9s se aplic\u00f3 en tu contrato de financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por tanto, si el tipo de inter\u00e9s es superior al tipo de inter\u00e9s del ahorro, resulta ventajoso liquidarlo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Recordando que existen otras opciones de inversi\u00f3n de bajo riesgo, que rinden m\u00e1s que el ahorro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En definitiva, no tiene sentido invertir el dinero y tener unos ingresos mensuales inferiores a lo que pagas en intereses por la financiaci\u00f3n.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Contras<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues bien, como coment\u00e1bamos antes, no es recomendable liquidar la financiaci\u00f3n si el valor de la inversi\u00f3n que quieres realizar tiene una rentabilidad superior a los intereses de la financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De esta forma podr\u00e1s invertir el dinero, garantizar la seguridad financiera futura y seguir pagando la financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, si el dinero disponible no alcanza para liquidar el total del financiamiento, existe la posibilidad de que canceles el valor de las cuotas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por tanto, saldar una deuda, sobre todo si es a largo plazo, supone cierto alivio, pero es necesario hacer los c\u00e1lculos antes de tomar una decisi\u00f3n.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00bfC\u00f3mo liquidar un pr\u00e9stamo antes de la fecha l\u00edmite?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como quitar antes do prazo? Fonte: Pexels.\"  id=\"12701\" src=\"https:\/\/cdn.adtechpanda.com\/198086db-a1e8-45fa-bb0f-43d880bf651d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfC\u00f3mo liquidar antes de la fecha l\u00edmite? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues el primer paso es contactar con la entidad financiera donde firmaste el contrato de financiaci\u00f3n, e informarle de tu intenci\u00f3n de anticipar la liquidaci\u00f3n \u00edntegra del importe pendiente de abonar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, deber\u00e1 solicitar el c\u00e1lculo del descuento de intereses, y el importe a pagar por liquidaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, si optas por liquidar la financiaci\u00f3n antes de la fecha l\u00edmite, solicitas la emisi\u00f3n de una factura por el saldo pendiente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sin embargo, si el plazo para pagar la deuda a\u00fan es largo, la entidad financiera podr\u00e1 no retirar los intereses en su totalidad, o s\u00f3lo realizar un descuento parcial.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En cualquier caso, intenta negociar una soluci\u00f3n que sea interesante antes de tomar cualquier decisi\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pero lo importante es hacer los c\u00e1lculos y comprobar si merece la pena liquidar la financiaci\u00f3n antes de la fecha l\u00edmite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para ello, existen herramientas de c\u00e1lculo en Internet que pueden ayudarte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ahora solo paga la factura, salda tu deuda y duerme tranquilo y sin preocupaciones.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00bfVale la pena pagar antes de la fecha l\u00edmite?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Vale a pena quitar antes do prazo? Fonte: Pexels.\"  id=\"12702\" src=\"https:\/\/cdn.adtechpanda.com\/9ba68462-2042-4b64-a223-a2a79ccdbe48\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfVale la pena pagar antes de la fecha l\u00edmite? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, \u00bftiene dinero extra en su cuenta y quiere saber si vale la pena liquidar su pr\u00e9stamo antes de la fecha l\u00edmite? \u00a1Entendamos!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En resumen, la regla es sencilla. Debes comparar el tipo de inter\u00e9s de la solicitud que quieres realizar con el tipo de inter\u00e9s de la financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, por ejemplo, considere invertir en ahorros que rindan 6% por a\u00f1o, con su tasa de financiamiento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Recordando que existen aplicaciones de bajo riesgo, como Tesouro Direto, que rinden m\u00e1s que ahorros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, si paga una tasa m\u00e1s alta que la tasa de solicitud, definitivamente vale la pena liquidar su financiamiento antes de la fecha l\u00edmite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pero tenga en cuenta lo siguiente: la diferencia entre las tarifas puede ser peque\u00f1a o incluso igual.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O incluso, pagar las cuotas de la financiaci\u00f3n no pesa en tu presupuesto y podr\u00e1s pagarlas a tiempo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, en su caso, negociar con la entidad financiera una amortizaci\u00f3n parcial de la deuda, reduciendo el valor de las cuotas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En estos casos puede ser interesante seguir pagando las cuotas de la financiaci\u00f3n y aplicar el dinero restante.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De esta manera, estar\u00e1s creando una reserva de emergencia, que podr\u00e1s utilizar en el futuro para obtener nueva financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s puede surgir una buena oportunidad de negocio, como cambiar de coche, hacer otra inversi\u00f3n, reformar tu casa, pagar tus estudios y quieres o necesitas contratar una nueva financiaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Porque, aunque la econom\u00eda en Brasil es inestable y la tasa de inter\u00e9s var\u00eda constantemente, existen instituciones financieras con tasas de inter\u00e9s muy atractivas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por eso, nuestra sugerencia de financiaci\u00f3n es la financiaci\u00f3n de veh\u00edculos Bradesco. \u00a1S\u00edguelo y descubre si es confiable!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1fT7r7\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcarros.com\/es\/como-financiar-bradesco\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Financiamiento de veh\u00edculos Bradesco: c\u00f3mo financiar\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8e46b3b3-5e9b-4347-9661-192be4edad84\/\" alt=\"Logo Bradesco fundo roxo\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcarros.com\/es\/como-financiar-bradesco\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Financiamiento de veh\u00edculos Bradesco: c\u00f3mo financiar\">\n            Financiamiento de veh\u00edculos Bradesco: c\u00f3mo financiar        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00bfHas encontrado el coche de tus sue\u00f1os pero no tienes suficiente dinero? \u00a1Descubra c\u00f3mo financiar con Bradesco Financing y pague en hasta 60 meses!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcarros.com\/es\/como-financiar-bradesco\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Esto plantea la pregunta de si vale la pena utilizar este dinero para liquidar la financiaci\u00f3n de su veh\u00edculo antes de la fecha l\u00edmite. Entonces, comprendamos mejor este tema, \u00a1siguenos!<\/p>","protected":false},"author":15,"featured_media":12711,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[66,70,67],"tags":[88,166,604,544],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Quitar financiamento antes do prazo: vale a pena? - Senhor Carros<\/title>\n<meta name=\"description\" content=\"Entrou um dinheiro extra e n\u00e3o sabe como utiliz\u00e1-lo? 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