{"id":12541,"date":"2022-01-12T22:19:32","date_gmt":"2022-01-12T22:19:32","guid":{"rendered":"https:\/\/senhorcarros.com\/?p=12541"},"modified":"2022-01-12T22:19:35","modified_gmt":"2022-01-12T22:19:35","slug":"o-que-e-refinanciamento-de-veiculos","status":"publish","type":"post","link":"https:\/\/senhorcarros.com\/es\/o-que-e-refinanciamento-de-veiculos\/","title":{"rendered":"\u00bfQu\u00e9 es la refinanciaci\u00f3n de veh\u00edculos?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Descubra qu\u00e9 es la refinanciaci\u00f3n de veh\u00edculos y c\u00f3mo funciona: \u00bfes fiable y ventajosa?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como fazer um refinanciamento? Fonte: Pexels.\"  id=\"12569\" src=\"https:\/\/cdn.adtechpanda.com\/48d08108-5349-4c0b-bc07-06aa2655e7b6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfC\u00f3mo refinanciar? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, la crisis financiera est\u00e1 afectando la vida de todos los brasile\u00f1os. Entonces, si tiene dificultades para pagar sus deudas o necesita dinero extra, la refinanciaci\u00f3n de veh\u00edculos puede ayudarlo. \u00a1Descubramos qu\u00e9 es la refinanciaci\u00f3n de veh\u00edculos y c\u00f3mo hacerlo!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este tipo de pr\u00e9stamos ha ido creciendo a\u00f1o tras a\u00f1o, debido al dif\u00edcil escenario econ\u00f3mico que afrontamos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, cuando refinancia su veh\u00edculo, obtiene dinero que puede usar como quiera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>El requisito para la liberaci\u00f3n de cr\u00e9dito es que su veh\u00edculo debe ser vendido a la instituci\u00f3n financiera, como garant\u00eda de pago.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As\u00ed, los tipos de inter\u00e9s son m\u00e1s baratos, ya que el riesgo de impago es menor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si el pr\u00e9stamo no se paga, la instituci\u00f3n se queda con su veh\u00edculo como forma de saldar la deuda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, aunque es una buena soluci\u00f3n para obtener el dinero que necesitas, es necesario realizar una buena planificaci\u00f3n financiera. Evita que te encuentres en una situaci\u00f3n complicada y acabes perdiendo tu propiedad.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1UH9uM\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcarros.com\/es\/como-funciona-financiamento-de-veiculo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfC\u00f3mo funciona la financiaci\u00f3n de veh\u00edculos?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/0692cde3-d2bb-4ca0-80fa-dc4e3c1afa86\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcarros.com\/es\/como-funciona-financiamento-de-veiculo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00bfC\u00f3mo funciona la financiaci\u00f3n de veh\u00edculos?\">\n            \u00bfC\u00f3mo funciona la financiaci\u00f3n de veh\u00edculos?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00bfSue\u00f1as con tu propio veh\u00edculo? Sepa que puede hacer realidad su sue\u00f1o a trav\u00e9s de la financiaci\u00f3n. \u00a1Mira todos los detalles sobre c\u00f3mo funciona el proceso aqu\u00ed!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcarros.com\/es\/como-funciona-financiamento-de-veiculo\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorcarros.com\/es\/como-funciona-financiamento-de-veiculo\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/0692cde3-d2bb-4ca0-80fa-dc4e3c1afa86\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00bfC\u00f3mo funciona la financiaci\u00f3n de veh\u00edculos?              <\/p>\n              <a href=\"https:\/\/senhorcarros.com\/es\/como-funciona-financiamento-de-veiculo\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Sigue leyendo                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Seguir\u00e1s en el mismo lugar              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00bfQu\u00e9 es la refinanciaci\u00f3n de veh\u00edculos?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, la refinanciaci\u00f3n de veh\u00edculos no es m\u00e1s que una l\u00ednea de cr\u00e9dito que las instituciones bancarias y financieras ofrecen para hacer la vida m\u00e1s f\u00e1cil a sus clientes. La caracter\u00edstica principal es que el veh\u00edculo queda como garant\u00eda del pr\u00e9stamo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, si necesitas dinero para pagar deudas, o incluso para utilizarlo en cualquier otra situaci\u00f3n, la refinanciaci\u00f3n de veh\u00edculos es una buena opci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por ello, encontrar\u00e1s varias opciones en el mercado para refinanciar tu veh\u00edculo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, podr\u00e1 refinanciar su coche ya liquidado o reducir el importe de las cuotas de financiaci\u00f3n pendientes de pago.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo general, puedes conseguir el pr\u00e9stamo para pagar entre 48 y 60 meses, pero no olvides pedir prestado s\u00f3lo la cantidad que necesitas, as\u00ed no corres el riesgo de perder tu veh\u00edculo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Porque es tu garant\u00eda de pago del pr\u00e9stamo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, descubramos c\u00f3mo funciona este tipo de pr\u00e9stamo. \u00a1Seguir a lo largo!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00bfC\u00f3mo funciona la refinanciaci\u00f3n de veh\u00edculos?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"E como funciona? Fonte: Pexels.\"  id=\"12587\" src=\"https:\/\/cdn.adtechpanda.com\/6b0061ad-4b5a-4286-b40a-6a9cc4ddb82e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00bfY c\u00f3mo funciona? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vamos, que la refinanciaci\u00f3n de veh\u00edculos no es m\u00e1s que un pr\u00e9stamo, obtenido de un banco o instituci\u00f3n financiera. Puedes utilizarlo como quieras y, para garantizar el pago, tu auto se vende a la instituci\u00f3n que emiti\u00f3 el pr\u00e9stamo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, no necesitas vender tu veh\u00edculo para adquirir el dinero que necesitas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, para poder refinanciar, normalmente tendr\u00e1s que cumplir algunos requisitos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00bfY qu\u00e9 son?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pues bien, primero el veh\u00edculo debe estar matriculado a tu nombre, toda la documentaci\u00f3n debe estar al d\u00eda, as\u00ed como los pagos de tasas obligatorios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, el veh\u00edculo debe tener un m\u00e1ximo de 10 a\u00f1os de uso y estar en buen estado general.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Es m\u00e1s, este tipo de pr\u00e9stamo tiene varias ventajas a la hora de obtener cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Averig\u00fcemos cu\u00e1les son estas ventajas y si vale la pena refinanciar un veh\u00edculo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00bfVale la pena?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, vale a pena? Fonte: Pexels.\"  id=\"12573\" src=\"https:\/\/cdn.adtechpanda.com\/f560ae44-b526-4c01-bf9a-67d42c80610c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pero, despu\u00e9s de todo, \u00bfmerece la pena? Fuente: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, una de las principales ventajas es que no necesitas vender tu veh\u00edculo, simplemente permanece vendido durante el per\u00edodo de amortizaci\u00f3n del pr\u00e9stamo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, los tipos de inter\u00e9s del pr\u00e9stamo son m\u00e1s bajos, ya que su veh\u00edculo se utiliza como garant\u00eda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esto reduce el riesgo para la instituci\u00f3n financiera si no se realiza el pago.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Otra ventaja es que puedes utilizar el dinero como quieras, ya sea para saldar una deuda costosa, renovar tu casa, pagar tus estudios o irte de viaje.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Es m\u00e1s, si has contratado una financiaci\u00f3n y todav\u00eda te faltan cuotas por pagar, con la refinanciaci\u00f3n podr\u00e1s ajustar la cuota por un importe inferior.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por tanto, la refinanciaci\u00f3n de veh\u00edculos es una opci\u00f3n para conseguir el dinero que necesitas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00bfC\u00f3mo simular la refinanciaci\u00f3n de veh\u00edculos?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bueno, primero debes investigar en el mercado qu\u00e9 instituciones financieras ofrecen refinanciamiento de veh\u00edculos. De esta forma, podr\u00e1 realizar simulaciones y comparar los tipos de inter\u00e9s cobrados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, normalmente para realizar una simulaci\u00f3n sin compromiso, es necesario rellenar un formulario b\u00e1sico con tus datos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Luego de elegir la instituci\u00f3n, deber\u00e1s presentar la documentaci\u00f3n solicitada, que normalmente son: DNI, CPF, comprobante de residencia e ingresos y tambi\u00e9n, en este caso, toda la documentaci\u00f3n del veh\u00edculo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En algunas instituciones el tr\u00e1mite se puede realizar en l\u00ednea. En otros, tendr\u00e1s que hacerlo personalmente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De esta manera, la instituci\u00f3n analizar\u00e1 tu perfil para la aprobaci\u00f3n del cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adem\u00e1s, el monto liberado puede llegar hasta 90% del valor del veh\u00edculo y dividido en hasta 60 meses para pagar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, con el cr\u00e9dito aprobado se firma el contrato y podr\u00e1s utilizar el dinero recibido de la mejor manera que desees.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En algunos casos, si a\u00fan te quedan cuotas de financiaci\u00f3n anterior, puede ser necesario que parte del dinero se destine a saldar esta deuda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O tal vez pueda negociar el pago de la deuda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre las instituciones que realizan refinanciaciones, podemos mencionar los bancos Ita\u00fa, Santander, BV y Pan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por lo tanto, si se encuentra en dificultades financieras y necesita dinero, consulte las opciones de refinanciamiento de veh\u00edculos y definitivamente encontrar\u00e1 una buena oferta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ahora ya sabes qu\u00e9 es la refinanciaci\u00f3n de veh\u00edculos y cu\u00e1les son sus ventajas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entonces, conoce mejor el Banco BV, que es una de las buenas opciones para conseguir el dinero que necesitas y donde puedes financiar tu veh\u00edculo a tasas atractivas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00a1S\u00edguenos haciendo clic en el enlace a continuaci\u00f3n!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2eTjRR\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorcarros.com\/es\/como-financiar-bv\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Financiamiento de veh\u00edculos BV: c\u00f3mo financiar\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/cd25f920-cdce-42ef-883d-c6823db63f16\/\" alt=\"Logo Banco BV fundo cinza\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorcarros.com\/es\/como-financiar-bv\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Financiamiento de veh\u00edculos BV: c\u00f3mo financiar\">\n            Financiamiento de veh\u00edculos BV: c\u00f3mo financiar        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            BV es uno de los l\u00edderes del mercado en financiaci\u00f3n de veh\u00edculos. Con la garant\u00eda del Banco Votorantim y mejores tasas de inter\u00e9s. \u00a1Descubra c\u00f3mo financiar con BV!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorcarros.com\/es\/como-financiar-bv\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Sigue leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Sepa que es posible refinanciar su veh\u00edculo y obtener el monto que necesita. Entonces, \u00a1descubramos qu\u00e9 es la refinanciaci\u00f3n de veh\u00edculos y c\u00f3mo hacerlo!<\/p>","protected":false},"author":15,"featured_media":12650,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[66,70,67],"tags":[88,592,591,544],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O que \u00e9 um refinanciamento de ve\u00edculos? - Senhor Carros<\/title>\n<meta name=\"description\" content=\"O refinanciamento de ve\u00edculos \u00e9 uma boa op\u00e7\u00e3o quando voc\u00ea est\u00e1 precisando de dinheiro, mas n\u00e3o quer vender seu carro. 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