When taking out car insurance, you will need to fill out a fair number of forms. 

Yes, we know that this seems boring and even makes you feel lazy!

However, completing the risk assessment form is crucial for the insurance company to evaluate your risk profile and determine the appropriate policy for you. This will then determine the premium you will have to pay. 

If you don't specify that your car has power locks or an alarm, for example, you won't get a discount on your insurance. 

And a discount means savings on car insurance!

Furthermore, if you provide incorrect information to the insurance company, even unintentionally, this means that your claim may be denied. 

Imagine having your car stolen and still having to bear the entire cost of the loss, even though you have insurance?!

Furthermore, you could even be prosecuted for fraud! Therefore, take your time filling out the risk assessment form and avoid unnecessary problems.