This is the first question that needs to be answered. You shouldn't take out car insurance before paying attention to a few things. These are:  

Before even buying a car, you should get a quote for insurance on the model you're thinking of purchasing.

We bet you probably haven't even thought about that, have you?

Many people are swayed by emotion, necessity, or simply the car's features. But the fact is, you need to take the car model into consideration. 

That's because some vehicles have insurance premiums (which is the price of the insurance) that are quite affordable. The reason? The low rate of vehicle theftUnlike more popular models.

Another point you should consider before buying the car is how easily you can find replacement parts. After all, this is also very important when calculating the cost of insurance.  

Older cars, for example, tend to have more expensive insurance.