Car Insurance

Liberty Auto Insurance: Learn about the coverages and benefits.

Discover all the coverage and benefits that only Liberty Auto Insurance can offer you and your car!

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Liberty Auto Insurance: One of the best options on the market.

Many Brazilians dream of owning a car, but as we've mentioned before, just as important as buying a vehicle to call your own is having a way to protect it. The good news is that with Liberty Auto Insurance, protecting your car is practical and affordable! 

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See how to purchase Liberty auto insurance.

Now that you know all the advantages and benefits of Liberty Auto Insurance, discover how to easily contract the services provided by the insurer!

With the goal of bringing you the most high-quality information possible, the experts at Senhor Carros present in this article all the coverages, services, and advantages that only Liberty Seguros can offer. to offer to you and your car

If you're looking for a reliable insurance company to protect your car effectively and affordably, we're happy to inform you that your search ends today! 

To learn everything that Liberty Auto Insurance has to offer for your car, you just need to continue reading this article. 

Want to learn more about this car insurance?

Liberty's operations in Brazil

Established as one of the largest insurance companies in the country, Liberty Seguros focuses on offering the best experience for its clients and policyholders. In recent years, the company has achieved great success towards this goal.

In 2018, Liberty took another important step to continuously improve its customers' experience with the acquisition of Fácil Assist, an assistance company formed by professionals with over 20 years of experience in assistance management services.

With innovation as part of the company's strategy, in 2019, the insurance company launched the Brazilian unit of Solaria Labs, Liberty Mutual's innovation laboratory, present in the United States and Singapore, developing solutions to meet the needs of consumers in a constantly changing world.

Liberty's auto insurance business is now one of its trademarks in terms of customer service and product quality. 

Liberty Auto Insurance: Plans and Coverage

Liberty Seguros offers different protection plans with varying levels of protection and coverage. We'll now show you each of these plans so you can find the one that best meets your needs. 

Exclusive Auto Insurance

"Auto Exclusivo" is for people seeking comprehensive car insurance, with fast solutions, personalized service, and an exclusive service package. 

The coverage for this type of plan includes:

  • Collision;
  • Fire;
  • Robbery or theft;
  • Property damage;
  • Bodily harm caused to individuals or businesses.

Additional coverages

As you might expect, Liberty's Exclusive Auto Insurance can be literally turbocharged by adding the following additional coverages:

0 km Guarantee: This coverage ensures that compensation will be based on the 0 km value of the insured vehicle according to the FIPE table. It can be contracted for a period of 6 months from the start of the insurance policy.

Extraordinary expenses: Offers an additional compensation amount to cover extra expenses that may arise in the event of total loss of the vehicle.

Vehicle Cleaning Expenses: Guarantees the cleaning and sanitization of the vehicle in case of flooding due to rainwater or inundations.

Personal Accident Insurance for Passengers (APP) of the insured vehicle: guarantees coverage for the passengers of the insured vehicle, including the driver, in case of death or permanent disability, as well as for medical and hospital expenses that may occur in an accident covered by the insurance.

Accessories and equipment: Offers coverage and protection for audio/video equipment, shielding and/or gas kit;

Moral damages: Finally, this additional coverage guarantees reimbursement for compensation for moral damages caused to third parties as a result of an accident.

24-hour assistance

As many people know, one of the main reasons for purchasing car insurance is to have 24-hour assistance in case of accidents, incidents, or any other type of need. 

In this Liberty Auto Insurance plan, the 24-hour assistance services are:

  • Unlimited towing service: even when you're in a vehicle other than the insured one;
  • Mechanic for temporary repairs;
  • Locksmith service;
  • Assistance with tire changes;
  • 15 days of free replacement car in case of collision, fire, and theft;
  • 10 days of free replacement car in case of breakdown;
  • Offer of a replacement car for 7 days if you were responsible for an accident;
  • If you are responsible for an accident, you can offer 7 days of rental car coverage to the company. 
  • Pick-up and delivery service: for periodic vehicle maintenance and servicing.

Auto Insurance Profile

This is the second type of Liberty Auto Insurance we'll be discussing: Perfil Auto Insurance. 

Auto Perfil é uma das modalidades preferidas dos segurados
Auto Profile is one of the preferred options for policyholders.

Liberty Auto Perfil is a unique insurance policy, tailored to each individual and fully adapted to the insured's habits. It's a real lifesaver because it's completely customizable. 

The coverage in this option includes:

  • Collision;
  • Fire;
  • Theft;
  • Theft;
  • Property damage;
  • Bodily harm caused to individuals or businesses.

Additional coverages

The additional coverages in this option are:

0 km Guarantee: This coverage ensures that compensation will be based on the 0 km value of the insured vehicle according to the FIPE table. It can be contracted for a period of 6 months from the start of the insurance policy.

Extraordinary expenses: Offers an additional compensation amount to cover extra expenses that may arise in the event of total loss of the vehicle.

Vehicle Cleaning Expenses: Guarantees the cleaning and sanitization of the vehicle in case of flooding due to rainwater or inundations.

Personal Accident Insurance for Passengers (APP) of the insured vehicle: guarantees coverage for the passengers of the insured vehicle, including the driver, in case of death or permanent disability, as well as for medical and hospital expenses that may occur in an accident covered by the insurance.

Accessories and equipment: Offers coverage and protection for audio/video equipment, shielding and/or gas kit;

Moral damages: Finally, this additional coverage guarantees reimbursement for compensation for moral damages caused to third parties as a result of an accident.

24-hour assistance

Because it's a more basic and streamlined protection plan aimed at offering the insured only what they truly need, thus reducing costs, this Liberty Auto Insurance option offers the following 24-hour assistance:

  • Winch;
  • Mechanic for temporary repairs;
  • Keychain;
  • Tire Change;
  • Reserve driver;
  • Pick-up and drop-off service.

Conscious Self-Insurance

Liberty Consciente Auto Insurance is a type of insurance that offers excellent value for money, making it a great option for those seeking both savings and protection.

This is an affordable product, easy to contract and without bureaucracy, as there is no inspection or profile assessment questionnaire. 

It is a unique option for vehicles up to 25 years old and also guarantees the benefits of insurance coverage, additional coverage, and 24-hour assistance. 

The coverage options in this type of plan are:

  • Collision;
  • Fire;
  • Theft;
  • Theft.
  • Property damage;
  • Bodily harm caused to individuals or businesses.

Additional coverages, on the other hand, only involve adding coverage for the passengers of the insured vehicle, including the driver, in case of death or permanent disability.

24-hour assistance

24-hour assistance includes:

  • Towing service for transport to the repair shop or residence;
  • Mechanic for temporary repairs;
  • Locksmith service;
  • Tire Change;
  • Assistance in case of fuel shortage.

Liberty Auto Insurance is in the top 10 in Brazil.

One point that deserves special mention about Liberty Auto Insurance is that it was among the top 10 in Brazil in 2020. 

Something important to mention about this assessment is that it was carried out by the Superintendence of Private Insurance, SUSEP, which is the body that oversees and authorizes insurance companies to operate in Brazil. 

This assessment serves to guarantee that Liberty Seguros is one of the best alternatives for those seeking quality car insurance that is also economical. 

Today, Liberty Seguros offers functional insurance plans with 24-hour assistance, designed and developed to guarantee vehicle protection for the largest possible number of Brazilians. 

According to research by SUSEP, the main positive points and advantages Liberty Seguros' results in 2020 were:

  • Special insurance coverage for cars and trucks;
  • Online customer service provided through various channels;
  • Exclusive benefits club;
  • Opening and tracking claims online;
  • Numerous accredited workshops and automotive centers.

After that introduction, it's time to show you all the advantages of Liberty Auto Insurance. Shall we?

The advantages of Liberty Auto Insurance

In addition to the prices, coverage, and assistance, Liberty's auto insurance also guarantees a number of benefits for all policyholders, as we will show you right here and now. 

Different vehicles accepted

Liberty Auto Insurance protects not only cars, but also trucks. 

An important point in this matter is that different vehicle models can be insured, regardless of make, model, or year. This is something that is not common with other insurance companies. 

Liberty aceita os mais variados tipos de veículos
Liberty accepts a wide variety of vehicles.

Liberty Seguros is known for being a welcoming insurance company that likes to take care of and provide convenience to its policyholders. 

Easy payment

Liberty Seguros has launched another payment method for its policyholders. The option to purchase policies in up to 12 interest-free installments using a credit card is now available, and this new feature is already in place for Liberty Auto Insurance products.

Furthermore, it's possible to make payments via bank slips or automatic direct debit. With this, Liberty makes access to vehicle protection easier. 

Application

In an increasingly technological world, it's necessary to take advantage of what's available and continuously improve services. With this in mind, Liberty developed an app for policyholders. 

App é uma mão na roda!
The app is a lifesaver!

Through it, policyholders can access a range of information about policies, coverage, useful phone numbers, and request 24-hour assistance. 

With diversity in mind, the app can be used by anyone with Android or iOS phones. 

Opening and tracking claims online

A major advantage of doing business with Liberty is the ability to open and track claims online. To use a good pun, it's a real lifesaver. 

With this online option, everything becomes faster and more functional, making it a good choice for both the insured and the insurer. 

Numerous accredited workshops and automotive centers

One advantage of being insured with Liberty is the easy access to accredited repair shops and automotive centers. 

These partner centers of the insurance company are spread throughout the country and guarantee policyholders a series of discounts on mechanical services and repairs, which makes using Liberty's services even more advantageous.

Liberty: Benefits Club 

Liberty Seguros has announced the new version of its exclusive benefits club: +Liberty. The new digital club was designed to bring policyholders closer and offer a new experience.

Among the benefits available at launch, the Personal Organizer course stands out, which will help people take care of their spaces at this time when we are spending more time in our homes.

Clube de vantagens é um grande diferencial
The loyalty program is a major advantage.

For policyholders, the company will offer discount options such as online music courses through the Musicdot website; the BioTreino training and personal training app; coupons for the Watch ESPN and Clubinho Play video streaming services; discounts on the James delivery app, as well as free access to home and office cleaning services through the Parafuzo app.

Furthermore, there are a number of discounts that can exceed 60% in a wide variety of stores and services, such as Mobly, Dafiti, Tricae, Kanui and many others. It's a deal that's hard to beat!

Truly 24-hour assistance

Unfortunately, it has become relatively common for insured individuals to face some kind of difficulty when trying to access the 24-hour assistance services offered by their insurance company. 

At Liberty, there is a team available to policyholders 24 hours a day, 7 days a week, and 365 days a year for cases of electrical or mechanical breakdown, theft, and robbery. 

This doesn't even take into account the availability of locksmith services, tire changes, home transport, and towing. 

Coverage throughout Brazil

Liberty Auto Insurance offers coverage throughout Brazil. Those who choose this insurer's protection will be covered in all five regions of Brazil, 24 hours a day, 365 days a week. 

Segurado está protegido em todo o Brasil
The insured is protected throughout Brazil.

Class bonus

One point that attracts a lot of attention and increases the number of people interested in purchasing Liberty's auto insurance is its class bonuses. 

Class bonuses are simply progressive discounts granted with each policy renewal when the insured does not file a claim. 

In this way, when there is no claim, there is a discount on the insurance for the following year. 

Each year, this class bonus renewal accumulates. The maximum accumulation limit is 10 years. 

The insured person who reaches the 10th and final class practically pays no insurance and can drive with peace of mind, spending almost nothing. 

Cash raffles

Each policy taken out with Liberty Seguros receives a number for the raffle. 

Drawings may occur weekly (4 drawings per month) or monthly (last Saturday of each month), according to the frequency stated in the policy, with the drawings held on the last 4 Saturdays of each month being valid in months with 5 Saturdays.

Thus, policyholders can keep their vehicles protected and even earn some extra money with a bit of luck. If there's a better benefit than that, we at Senhor Carros don't know of it.

Excellent value for money.

After reviewing the coverage and benefits of Liberty Auto Insurance, it's easy to see that contracting it to protect your vehicle is undoubtedly an excellent cost-benefit option. 

Ultimately, it's an affordable insurance policy that comes with a range of benefits that are hard to find with other insurance companies. 

Conclusion

After learning about all the coverage options and discovering the advantages of... Liberty Auto InsuranceYou're probably wondering how to contract the insurance company's services, right?

Well, the answer to that question will be provided as soon as you click below. 

See how to purchase Liberty auto insurance.

Now that you know all the advantages and benefits of Liberty Auto Insurance, discover how to easily contract the services provided by the insurer!

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