Brazilians are among the most passionate about cars, and it's no wonder that buying a vehicle is one of the biggest goals for many. But just as important as buying a car to call your own is being able to protect it adequately and affordably. With that in mind, today we bring you as much information as possible about Itaú auto insurance and the different protection options available.

If you own a car and are looking for an insurance company that can offer affordable and effective protection, your search will surely end here. 

To learn about the different protections, coverages, and assistance that Itaú can offer for your car, you only need to do one thing: read all of our content in its entirety. 

Ready to discover everything that Itaú auto insurance has to offer? 

Itaú Seguros was created in 1972 from Itaú, one of the largest Brazilian banks, with the purpose of providing high-quality auto and home insurance with fast service. 

Since 2010, Itaú Seguros has been part of the Porto Seguro network, one of the largest insurance companies in Brazil, which has as one of its branches the well-known insurance network. Azul Insurance. 

Itaú auto insurance basically covers all types of automobiles. The only requirement for obtaining auto insurance is that the vehicle must have been manufactured at least 20 years ago, as Itaú Seguros does not provide coverage for older vehicles. 

Furthermore, the insurance company offers products for individuals and legal entities, which allows for a wider scope of coverage, functionality, and consequently, vehicle protection. 

Itaú Seguros is registered with the Superintendence of Private Insurance – SUSEP, which is the body that regulates the activities of all insurance companies providing services in Brazil. 

After that introduction, it's time to show you all the coverage and assistance that Itaú auto insurance has to offer. 

As many people already know, car insurance is the best and most comprehensive way to keep your vehicle safe. 

Today, Itaú Seguros offers products from two major insurance companies in the market: Porto Seguro and Azul Seguros, in addition to granting exclusive discounts to all its account holders. 

Let's now explore the coverage and assistance offered by each of these insurance companies that are partners of Itaú Seguros. 

The coverage offered by Itaú auto insurance in conjunction with Porto Seguro is extensive, and the best and most functional aspect of it all is that each policyholder can choose and opt for each of them. 

With this specific choice, vehicle protection becomes unique, meets your needs, and fits your budget. Let's now explore ALL the coverages offered in this combination. 

This coverage compensates for physical injuries caused to victims of the insured vehicle, resulting from a traffic accident involving the vehicle that causes death or disability. 

This type of coverage also includes medical and hospital expenses in the auto insurance policy and is supplementary to DPVAT (mandatory traffic accident insurance). 

This is a very interesting coverage offered by Itaú auto insurance in partnership with Porto Seguro. 

This is a specific protection plan with its own deductible for the following items with special purposes, such as audio and video equipment, snack kits, modifications for people with disabilities, and CNG (Compressed Natural Gas). 

Audio and video equipment refers to equipment that does not come standard with the vehicle and has been installed by the insured party. The maximum coverage limit is 5% of the insured amount, and the deductible is 20% of the compensation amount.

The "Snack Kit" refers to snack preparation kits that are adapted to fit in the vehicle's trunk. Here, the maximum coverage limit is 50% of the insured amount, and the deductible is 10% of the compensation amount. 

Modifications for people with disabilities involve adaptations made to the car such as lifts, ramps, or steering wheel accelerators, for example. The maximum limit is also 50% of the insured amount with a deductible of 10% of the compensation amount. 

And lastly, we have the CNG kit installed in the vehicle to serve as an alternative fuel. The maximum contracted limit varies according to the age of the vehicle, as shown in the table below. 

In the case of the CNG kit, the deductible is 10% of the compensation amount.

This type of coverage grants the customer a percentage of the FIPE table value contracted for a brand new vehicle, valid for up to 6 months from the vehicle's date of sale. 

To qualify for this warranty, the vehicle must be at the dealership or within 30 days of the date the vehicle leaves the dealership, have a maximum mileage of 1,000 km, undergone a prior inspection, and have a stamped invoice. 

The extension of the Itaú auto insurance coverage area in partnership with Porto Seguro This service is provided free of charge to take care of the vehicle during car trips that the client takes to Argentina, Paraguay, and Uruguay. 

If the insured person lives in the Southern region, Amazonas, Roraima, and Mato Grosso do Sul, it is possible to extend the coverage area to Argentina, Paraguay, Uruguay, Chile, and Bolivia. 

In the event of an accident in one of these locations, the coverage guarantees repair of the vehicle at the accident site or removal of the vehicle to Brazil. 

This coverage does not cover property damage or bodily injury to third parties outside of Brazil. For that, it is necessary to purchase the so-called Green Card coverage. 

In addition to the coverage, policyholders with Itaú auto insurance in partnership with Porto Seguro have access to the following assistance services:

As you can see, this partnership between Itaú Seguros and Porto Seguros offers excellent protection for your vehicle. Now it's time to check out the other partnership and its coverage. Let's go?

Something important to mention about Itaú auto insurance in partnership with Azul Seguros is that the insurer has also been part of the Porto Seguros group since 2003, although it operates with its own independent structure and administration. 

Something important to mention is that in partnership with Azul InsuranceItaú auto insurance also allows the insured to choose the coverages and assistance they wish to contract, tailoring their protection to fit their budget. 

Let's get to know each of them now. 

Here, basic coverage begins with the inclusion of protection against collision, fire, theft, and burglary. 

Furthermore, it is also possible to purchase coverage in case of damage to third parties, covering Optional Civil Liability of Owners of Motor Vehicles on Land Roads. 

Basic coverage also includes protection in case of personal accidents to passengers – APP. 

Finally, it is possible to request an extension of the coverage area to include travel to the neighboring countries of Argentina, Uruguay, and Paraguay. 

Similar to basic coverages, additional coverages can be contracted according to the insured's needs. 

Glass assistance: In case of breakage or cracking of vehicle windows, taillights, headlights, rearview mirrors, and interior rearview mirrors. 

Coverage for accessories installed in the insured vehicle: in cases of material damage, theft, aggravated theft, and fire involving the accessories. 

The items are covered provided that this warranty is purchased and that the items are itemized in the pre-purchase inspection or listed on the invoice, in the case of a brand new vehicle. 

The gas conversion kit is also covered under the insurance policy for installed accessories in case of property damage, theft, burglary, or fire involving the equipment installed in the vehicle, in accordance with regulatory bodies.

Extra car: for up to 7, 15 or 30 days, in case of an accident with your vehicle. The car to be rented must be a basic, popular 1000cc model.

Moral damages: refers to the amounts that the insured is legally obligated to pay to third parties in the event of claims covered by the contracted guarantees.

New value: this coverage is only available for brand new vehicles (0 km) and includes a clause for compensation based on the referenced market value.

Cleaning in case of flooding: this coverage refers to the cleaning of the vehicle in case of floods, inundations or flooding, when the loss does not reach the deductible amount. Its use does not imply loss of bonus for the insured.

The assistance services offered through the partnership between Itaú auto insurance and Azul insurance are as follows:

Just as important as knowing the coverage and assistance offered by the insurance company is knowing that you are contracting the services of a quality company. 

Something important to consider about Itaú Seguros is that in 2020 it was among the best-rated insurance companies in Brazil. 

Something that deserves highlighting in this evaluation is that it was carried out by SUSEP – the Superintendence of Private Insurance, which is nothing more than the body that oversees and grants authorization for insurance companies to offer their services in Brazil. 

This assessment corroborates what many people already knew in practice: that Itaú Seguros is one of the best options for those seeking quality car insurance to protect their vehicle. 

Today, Itaú Auto Insurance offers a variety of coverages and assistance services designed and developed to guarantee affordable vehicle protection that fits the budget of many Brazilians. 

According to research by SUSEP, the main positive points and advantages of Itaú Auto Insurance in 2020 were:

And that's not all. Porto Seguro and Azul Seguros, which are Itaú Seguros' partner insurance companies, also feature in the top 10 best-rated insurance companies in Brazil. 

In other words, this trio of insurance companies is literally established as the best in the country, and that's synonymous with peace of mind. 

After reviewing the different coverages and assistance offered by Itaú auto insurance, it's natural to be thinking: Okay, but what are the practical advantages of contracting with this insurance company?

In fact, there are a number of advantages to be gained by contracting the insurance company's services.

Since our goal here is to provide as much information as possible, we'll discuss each of these advantages in detail. Ready to check it out?

This is one of the main benefits for those who choose to do business with Itaú Seguros. 

Most insurance companies deliver pre-designed and established plans to their future policyholders, but with Itaú Seguros, the story is different. 

Through the partnership with Porto Seguro and Azul Seguros, each customer can choose which coverages and assistance services they wish to contract. 

Therefore, each policy is unique, and vehicle protection literally fits in the budget of anyone who wants to protect their car. 

Here we have another rather pleasant advantage of Itaú auto insurance.

Policyholders can choose to make payments in different ways. If they have a bank account, they can pay in up to 5 installments with a credit card, interest-free, or via direct debit. 

For those who choose to purchase only basic theft and robbery coverage, payment can be spread over up to 10 installments without interest charges. 

And for those who need year-round vehicle protection, there is the option to pay in up to 12 installments, with interest rates around 31% per month. 

Everything is designed to make vehicle rental easier, the way all cars deserve. 

In addition to the useful and important 24-hour roadside assistance for your vehicle, Itaú auto insurance also includes services for your home or apartment. 

Coverage is provided for locksmith, plumber, or electrician services. 

Comprehensive coverage, fixed assistance services, and all other items described are always offered at affordable prices for all types of customers. 

The specialized team at Itaú Seguros will always seek the most convenient price for the vehicle owner and will provide advice on the most advantageous product if necessary.

Customers with checking or savings accounts receive exclusive discounts when purchasing any type of vehicle protection offered by Itaú Seguros. 

The first benefit for account holders is the discount on the premium. There is a discount of up to 15% on the insurance value, both for new contracts and renewals. This does not include any possible bonus upon renewal. 

Itaú account holders also receive a free replacement car for up to 20 days in case of any type of accident. 

There is still a discount on the franchise fee, always limited to a maximum value of R$ 450.00. 

Finally, all those who have an Itaúcard can exchange their accumulated points for other benefits, such as discounts on prizes or car services.

Itaú Seguros has established an agreement with Porto Seguro to offer more and better services to its customers. 

Automotive centers can be found throughout Brazil, and policyholders who have their vehicles serviced at these centers will receive a significant discount on labor, as well as priority treatment. 

Services include: oil change, battery charging, alignment, balancing, among other things.

The Itaú auto insurance app is yet another benefit available to policyholders. 

Through the app, which runs on both Android and iOS systems, it is possible to obtain quotes for new policies, check for outstanding payments, request some assistance services, and even initiate and track the progress of claims. 

All these advantages and conveniences are just a click away for those who choose Itaú Seguros to protect their vehicle. 

And last but not least, the renovation during the pandemic got even better. 

Due to the financial crisis caused by the new coronavirus, all insurance policies contracted with Itaú Seguros in 2021 will not be adjusted. The renewal amount will be the same as what was paid in 2020. 

Is it an advantage you want? Then take it! 

And after learning about all the coverage and advantages of Itaú Auto Insurance You've probably already come to the conclusion that it's the best option for you and your car.

At this point you must be wondering: So how do I contract Itaú Seguros' services? 

You can find the answer to that question by clicking the button below!