Brazilians are among the most car-loving people in the world, and it's no wonder that buying a car is one of the biggest goals for many. However, just as important as buying a vehicle is having an accessible and functional way to protect it. With that in mind, today we bring you all the information about Caixa Auto Insurance and its specific features. 

If you already own a car but haven't yet found an auto insurance option that offers effective and affordable protection, don't worry, your search ends today. 

To learn about the different coverages, protections, and assistance that Caixa can offer for your car, you just need to read today's article.

Ready to discover everything that Caixa Auto Insurance has to offer?

Caixa Seguradora was founded in 1967 through a merger between CNP Assurances and Caixa Econômica Federal. 

CNP has been a specialist in insurance for over 150 years, leads the French market in its sector, and ranks fourth among insurance companies with the largest number of policyholders in Europe.

Caixa, in turn, contributes its credibility so that the company can bring its products to an ever-increasing number of Brazilians. 

Corporate transparency is maintained through a management structure and internal controls, as well as departments related to ethics, fraud prevention, and the protection of rights. 

The governance model is based on best management practices: all decisions are subject to voting, and financial statements are audited externally. 

The social and environmental aspects could not be left out either, so Caixa Seguradora created an institute that invests in socio-environmental programs, sponsors art and culture, and promotes sustainable management. 

Everything Caixa Seguradora does follows one vision: To be the insurance company of Brazilians. 

To achieve this, it focuses on simplifying access to Insurance, Pension, Consortium, and Capitalization products, seeking to meet the real needs and desires of each policyholder.

Our values: Doing things together is better, ethics are paramount, simple as life should be, sustainable boldness, taking care of yourself so you can grow. Always.

It is important to mention that, like all insurance companies operating in Brazil, Caixa is registered with SUSEP – the Superintendence of Private Insurance, which is the body that regulates the activity of companies in this sector. 

After this presentation, it's time to check out everything that Caixa's Auto Insurance has to offer.

Insurance from Caixa Seguradora is available for a wide range of vehicles, as shown in the following section.

The vehicles for which Caixa Auto Insurance is available are:

The following vehicles are not covered by Caixa insurance:

Today, Caixa Auto Insurance offers three different options with varying types of coverage and assistance. 

We'll now show you the difference between each of these options and what they offer in terms of coverage. 

As the name suggests, the Car Insurance Caixa's Traditional insurance is a simple yet functional option, recommended for those looking to protect their vehicle the way it deserves without spending a fortune. 

The standard coverages of traditional insurance are:

In this type of plan, you can purchase additional coverage to increase the level of protection for your vehicle. This coverage includes:

As expected, 24-hour assistance is also available at Car Insurance Traditional Caixa. They are:

A companion is required in case of hospitalization exceeding five days due to an accident outside of their home.

The second option from Caixa Seguradora is the 0 km Auto Insurance, which was created especially for those who have just purchased a brand new vehicle. Now let's talk a little about it. 

The coverages offered in this type of plan are:

Additional coverages that can be purchased to make this type of service even safer include:

And to complete the Caixa 0km Auto Insurance, the 24-hour assistance services are:

And the last insurance option offered by Caixa is the Women's Auto Insurance, which, as the name suggests, is aimed at women. 

The coverages for Women's Auto Insurance are:

The additional coverages that women who choose this car insurance can purchase are:

And last but not least, the assistance services offered by Caixa's Women's Auto Insurance are:

After reviewing the different coverages and assistance services that Caixa Auto Insurance offers its policyholders, you're probably thinking: Okay, but what are the practical advantages of contracting with this insurance company?

In fact, there are a number of unique advantages gained by contracting the insurance company's services. 

Since our main goal is to provide you with as much information as possible, we will now discuss each of these advantages in detail. To learn more about each one, simply continue reading. 

The possibility of customization is one of the main benefits for those who choose to hire the Car Insurance Box. 

Unfortunately, most insurance companies offer pre-designed and established plans to prospective policyholders, but with Caixa Seguradora, it's different.

At the time of quotation and contracting, the prospective insured can choose additional coverages and assistance that can be included in the protection according to their needs and circumstances. 

Therefore, we can say that each policy is unique and truly fits the budget of those seeking tailored protection for their car. 

This is another very interesting and appealing option from Caixa Auto Insurance. 

Policyholders who choose Caixa Seguradora benefit from access to different payment methods, offered to both account holders and non-account holders. 

It's possible to pay by credit card in up to 6 installments with no interest, or you can register your bill for automatic debit, also in up to 6 installments. These options are ideal for those who are forgetful and might forget to pay their bill. 

In addition, it is also possible to pay for your vehicle protection using bank slips. 

Caixa Seguradora has thought about and acted to make it easier to obtain the vehicle protection that everyone deserves to have available. 

Once again paying attention to the female audience, the Insurance Company offers exclusive benefits for women. 

Here you can purchase insurance with a deductible waiver for the first claim, in addition to assistance services such as tire changes, mechanical assistance, and unlimited towing. 

Comprehensive coverage, additional options, and the possibility of choosing different 24-hour assistance services are offered at affordable prices for a wide variety of customers.  

The Caixa Seguradora team has always sought and will always seek the most advantageous price for the future policyholder and will provide advice on the product that best suits the policyholder. 

The Caixa auto insurance app is yet another advantage that guarantees not only convenience but also the safety of policyholders.

Through the app, which runs on both Android and iOS systems, it is possible to obtain quotes for new policies, manage outstanding payments, and request assistance services, such as towing in case of breakdowns or accidents. 

All these advantages and conveniences are just a click away for those who choose Caixa Seguradora to protect their vehicle. 

Every time the insured renews their Caixa auto insurance on time and has not filed a claim during the previous year, they earn a bonus that is cumulative, meaning it increases with each renewal and is divided into ten classes – called bonus classes. 

This means that with each passing year, the insured person moves up one bonus class. 

With this, the discount increases over time, and if it becomes necessary to file a claim, the accumulated bonus is not lost, and the insured person simply moves down one level in the bonus class. 

And the final advantage is the raffles with cash prizes. 

When renewing the Car Insurance The insured party receives a lucky number to participate in monthly raffles for 12 months, with a prize of R$2,500.00 to spend as they see fit, including paying off their insurance policy. 

Now that you know all the coverages and advantages of Caixa Auto Insurance, you should have concluded that it is the best option to protect your vehicle. 

At this point, you must be wondering: How do I contract Caixa Seguradora's services?

You can find the answer to that question by clicking the button below.