Okay, buying a car these days requires a significant investment. Therefore, it's ideal to have insurance to have peace of mind. There are several car insurance companies on the market for this purpose. So, we'll present the most reliable vehicle insurance companies here.

In fact, having insurance is very important, as accidents always happen. Furthermore, it protects you against theft, burglary, and other incidents. Therefore, our goal is to assist you in choosing the best insurance company currently available. Keep reading!

Insurance is a contract established between a car owner and an insurance company. Thus, by paying a fee, it guarantees reimbursement to the vehicle owner for potential losses in the event of an accident.

The rate is determined by the value of the car and a number of other factors. Therefore, the insurance requires the policyholder to fill out a form with information about the car's usage.

For example, the driver's profile, whether the owner has a garage or if the vehicle is parked on the street—all of these factors determine the amount to be paid.

Therefore, each vehicle insurance company offers a wide variety of insurance options in its policies. Among the most common coverages are collision insurance, theft or robbery insurance, 24-hour assistance, and coverage for damages to the driver, passengers, and third parties.

But there are other forms of protection you can purchase. For example, if the insurance company offers this service, it's possible to have coverage against fire, damage caused by natural disasters, glass breakage, and a replacement car.

There are also options for contracting mechanical and financial guarantees, comprehensive coverage, and civil liability. And if your car runs on gas, you can also purchase protection for the gas conversion kit.

Finally, when taking out your insurance, ask the insurer you've chosen what coverage options are available and choose the ones you deem necessary.

Therefore, the vehicle owner must pay a deductible if any incident occurs with the vehicle requiring a claim from the insurance company. The deductible amount is also determined based on various factors related to the vehicle's condition.

However, the deductible is only charged for partial damage that can be repaired. Therefore, the deductible is not required in case of total loss of the vehicle or if the damage is to a third party's vehicle.

If the expense is solely related to a third-party vehicle (and if the policy covers third parties), the deductible is not required and the insurance company covers the expense. However, in any case, the amount should not exceed what was agreed upon in the contract.

So, when taking out car insurance, always try to find out about the insurer's reputation and the plans they offer. Therefore, do thorough research, compare different quotes, and also seek the opinions of other customers.

To help you, we've compiled a list of car insurance companies that have received the highest ratings in online reviews, making them considered the most trustworthy by consumers. Check it out!

Suhai was the company with the highest customer approval rating. According to them, all complaints made to the company received a response, with a problem resolution rate of 93.9%.

Furthermore, the company is regulated by SUSEP, the government agency that oversees insurance companies in the country. Thus, it is one of the market leaders, where it has operated for over 26 years, always aiming to meet the needs of its clients.

Therefore, Suhai has become an option for those customers who, for some reason, cannot insure their car with other insurance companies. If you want to see how to contract with them, just follow the text below.

Another company that received a good rating from consumers is Assurant. 71.21% of those who reviewed the company expressed satisfaction and would do business with them again.

Assurant is an insurance company that originated in the United States in 1982, initially offering disability insurance. Currently, it offers various protection and assistance options to meet the expectations and needs of its clients.

After all, with so much experience, she is prepared to serve vehicle owners with high quality and professionalism.

The insurance company BNP Paribas Cardif also received a good rating from its customers, and 71.71% of policyholders would purchase insurance from them again.

Ranked as one of the most trusted vehicle insurance companies, it has been operating in the segment for over 40 years and is a world leader in the sector. As such, it operates in 33 countries around the world.

Thus, in Brazil, it has been present since 2000, offering a portfolio with a wide range of options to meet market demand.

Too Seguros has also been very pleasing to its clientele, thus obtaining a good rating of 62.8% from its customers.

One of Too Seguros' main characteristics is its financial strength, since it has public investment from Caixa Econômica Federal and private investment from BTG Pactual.

Thus, with over 50 years of experience in the insurance market, it offers complete peace of mind, security, and reliability to its clients.

Great, here you've learned about the most reliable car insurance companies in the country, according to consumer criteria.

So, to learn a little more about insurance, access the link below and read our article about the best insurance companies to insure a car bought at auction!