Well, first of all, you need to be of legal age. In addition, you must own a vehicle with the documentation in your name and fully paid off. Thus, the loan amount can reach up to 90% of the car's value, and the term ranges from 12 to 60 months.

There are different rates for individuals and businesses when applying for BV credit. However, this option has the lowest rate, only 22% in annual charges. Furthermore, this is a fixed amount; rates do not fluctuate, allowing you to plan your loan repayment!

Well, you'll need to present basic personal documents, such as your ID and CPF (Brazilian tax identification number). In addition, it's important to provide proof of income to demonstrate your ability to pay and settle your debt. Furthermore, it's essential to send all documents related to the car to prove your ownership of the vehicle!

This is an important point. Be aware that it's not just light vehicles that can be included in BV Bank's credit analysis. Heavy vehicles like trucks and buses can also be considered! However, pay attention to the vehicle's age, condition, and ensure all documentation is in order!