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Loan secured by a vehicle
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Documents needed to apply for the loan
To apply for the loan, you need to have the following on hand:
- RG
- CPF
- Proof of income
- Proof of residence
- Vehicle registration document (CRV).
You need to contact financial institutions that offer this type of secured loan. Some of them are: Bradesco, Banco do Brasil, Caixa Econômica, and Creditas, which offers an online simulation and is a digital platform that acts as a banking correspondent.
The same documents will be requested for those with a negative credit history. However, acceptance will depend on the criteria established by each financial institution. Some accept the risk, others do not. And the conditions will probably not be the same as for those with a clean credit history.
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