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Discover how to choose the ideal digital consortium: compare prices, rates, and installments!

Looking to trade in your car but not in a hurry? A consortium might be one of the best ways to make your dream a reality. Apply online!

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We've got everything ready for you to check out how to choose the best digital consortium for you! Let's get started!

Select the best digital consortium service.

Pay in up to 84 installments.
Hire via WhatsApp
Buy with no down payment
Models up to R$25mil
Go ahead with the FGTS (Brazilian employee severance fund).

Select an option to buy your car through a digital consortium!

Afinal, como escolher a melhor opção? Fonte: AdobeStock.
So, how do you choose the best option? Source: AdobeStock.

If you want to choose a new vehicle but don't have the money to buy it outright, have you considered participating in a digital consortium? This is a great option for those who are not in a hurry!

This happens because, in a consortium, it can take you more than a year to get your new car. However, several companies offer various possibilities for you to be selected sooner.

Homem sorrindo segurando chave de carro novo

What is the cheapest automatic car in Brazil?

An automatic car can be an expensive item for many people! But some brands like Toyota and Chevrolet offer affordable options!

Furthermore, unlike other ways to buy a vehicle, you don't pay interest, and you can acquire your brand new, zero-kilometer car. So, don't miss this chance and come discover the best digital opportunities!

Discover all the digital consortium options: how to choose your vehicle with the lowest rates on the market?

Então, confira algumas sugestões! Fonte: AdobeStock.
So, check out some suggestions! Source: AdobeStock.

Therefore, to choose your new car with the lowest rates on the market, you need to know the offers that each of the consortiums offers you! How many installments do you need to pay?

What are the administrative fees? Is it possible to obtain a letter of credit ahead of schedule through raffles and bids at the monthly meetings? Then, discover all the advantages and learn more about each one!

Vinac Vehicle Consortium

Vinac Vehicle Consortium has attractive options for its clients! So, choosing this digital consortium isn't a bad choice! One of the main advantages is that you can sign the contract without leaving home!

Furthermore, you can choose cars with up to 80% discount! And you have the option of choosing a brand new car or even a pre-owned one! This gives you more freedom!

Furthermore, Vinac offers you the chance to choose any model you want! Your happiness and priority are our priority. You can even choose whether or not you want to pay the insurance fee!

Creditas Car Consortium

Creditas doesn't exactly offer a consortium, but rather a form of digital financing. Therefore, unlike the others on the list, its advantages are somewhat unique compared to what we've seen so far!

Creditas charges an interest rate, but you can still drive away with your car this week! In other words, you don't need to wait for the payment to be finalized and the credit letter to be issued!

Furthermore, Creditas helps you with all the paperwork for your pre-owned vehicle! The entire process is done through a complete inspection by company employees! So you can rest assured that your vehicle is safe! 

Nissan Digital Consortium

Choosing Nissan's Digital consortium has one drawback: it only offers cars from that brand! Therefore, you need to be sure which model you want to participate in to guarantee exclusive benefits.

On the other hand, one of the advantages is that you can use 25% of your own credit to place a bid! Furthermore, like most consortiums, there is no down payment!

Thus, you can find cars with installments of R$464.29 per month, with flexibility for your payments and planning!

Itaú Car Consortium

Finally, Itaú's consortium is also a great option for you to choose. You can even run a virtual simulation on the bank's website and find the best options for you!

Furthermore, Itaú is the bank that awards the most prizes in consortiums, with several monthly awards at the meetings! In other words, rest assured that at some point you will either be drawn or you will be able to place your bid!

Digital consortium or financing?

Mas, afinal, qual a melhor maneira? Fonte: AdobeStock.
But ultimately, what's the best way? Source: AdobeStock.

This is a question many people have! Which is more worthwhile, joining a consortium or opting for financing through a financial institution? The truth is, it all depends on how much money you have!

Furthermore, your plans and intentions should also be taken into account. If the most important thing for you is to be driving your car as soon as possible, then financing is the ideal option.

Mulher sentada dentro do carro vendo jornal

Diseases that qualify you for a discount when buying a new car.

Some conditions qualify for tax breaks when buying a car, such as injuries, chronic illnesses, and many others.

That's because as soon as you receive the money you can buy the car! On the other hand, this isn't always the most economical way to get a car.

Discover what to consider when choosing a digital consortium!

The main points you need to consider when choosing your digital consortium are related to the costs. Therefore, it's important to pay attention to the administrative fee of the consortium you are choosing.

Furthermore, find out if there are any other fees, such as reservation or insurance fees, so you can choose the best option. Therefore, the best way to find the most advantageous consortium is always to opt for the same vehicle model.

So, also compare the installments: how many installments do you want to pay for your new vehicle in, and whether more installments mean a higher total cost! In addition, don't forget to check the assemblies and the chances of winning a vehicle through the consortium!

Discover other recommendations: choose the best vehicle auction for you!

Now that you know how to choose the perfect digital consortium for you, how about considering other options for buying a vehicle? For instance, if prices are too high, a used car auction might be a good option!

So, several reputable companies and auction houses offer unique opportunities for you to find your new car! Therefore, once again, remember that one of the most important things is to compare prices!

In this case, at auctions, since the price fluctuates, set a maximum you are willing to pay for each vehicle and don't let your bid exceed your established goal!

Furthermore, you can ask more questions and discover how to succeed when buying cars at digital and in-person auctions! So, check out the link below and learn everything you need to know to participate in the next auction!

Best car auction options

Find out which are the best car auction options and bid on your vehicle today without even leaving home!

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