Have you ever wanted to have one? own vehicleBut at the same time, you didn't want a large sum of money or to be stuck in endless installments? Well, you're not alone, and it's precisely because of situations like this that car subscriptions have brought a new logic of consumption to the automotive market. 

This type of service, which is expanding, offers conveniences for those who want to enjoy the advantages of having a brand new car in their garage, but with a bonus: without the headaches of owning a vehicle. 

Therefore, those who choose this type of business do not have to bear the costs involved in bureaucracy, maintenance, depreciation, and a subsequent sale. 

On the other hand, the car subscription model requires the "owner" to readily accept the concept of use only, and not ownership. 

Since we are experts in cars and good deals, today we're going to show you what a car subscription service is and when this type of business is worthwhile.

If you want to own a car, but don't want to own a car at the same time, know that this article was made for you! 

Shall we check it out?

Car subscriptions are part of a new rental model. 

Under this agreement, the consumer is guaranteed the use of a new vehicle for a specified period of time! 

Generally lasting from 12 to 36 months, and in addition to car usage, the following are included in the monthly paid service package:

Those who choose this type of service also don't have to deal with vehicle depreciation or make a down payment on financing, a consortium, or any other type of purchase. 

However, at the end of the contract, there is no vehicle available in the consumer's garage. 

Furthermore, drivers who travel a lot also need to be careful. 

That's because the plans usually have a mileage limit. 

Before subscribing to a car service, drivers need to carefully analyze their needs, choose the vehicle category that best suits them, and compare prices offered by companies that provide this type of service. 

Once you've chosen the model and the company, simply contact the chosen company and carefully review the contract.

At this stage, it is also important to check the coverages included in the offered car insurance and the duration of the "rental" period. 

Most companies that offer this type of service require the customer to be over 21 years of age, have a credit card in their name, and be approved according to the rental company's credit policy. 

Once the paperwork is signed, the customer specifies the date, time, and method of delivery for the car. 

If there is a waiting period, the client may choose to use a temporary model within the same category. 

It is common for car subscription companies to offer apps that allow drivers to manage maintenance, mileage, fuel consumption, traffic violations, and speed readings. 

You might be wondering if this option is very similar to leasing. 

It looks like it, but it isn't. 

Unlike leasing, those who opt for car subscriptions do not have the option to purchase at the end of the contract. 

At this point you might be wondering if it's worth subscribing to a car service. 

For some drivers, this option may be more advantageous than buying a car. 

But to analyze exactly whether this option is worthwhile for you, you need to analyze it very carefully. 

The ideal way to reach a conclusion is to calculate the monthly amount you spend on your car and compare it to the monthly payment for your car subscription. 

To calculate this, you need to consider the following expenses:

There are benefits and drawbacks associated with the service, such as not having to worry about bureaucracy and a feeling of detachment. 

Both situations we just mentioned vary from person to person. 

Car manufacturers, rental companies, and even insurance companies realized they needed to embrace the philosophy of greater mobility that modern times demand.

They all quickly realized that car subscriptions can be profitable. 

Far beyond mere marketing rhetoric, companies have begun investing in business models involving automobiles that go beyond vehicle sales and rentals. 

Renault is an example of a car manufacturer that recently launched the On Demand program, which is essentially the French automaker's car subscription service. 

FCA – Fiat Chrysler Automobiles also offers a service of this type where, instead of buying a car, the customer subscribes to a license to use the vehicle. 

So, with the aim of helping you, the experts at Senhor Carros have once again gone into the field to show you who offers car subscription services in Brazil. 

If you're someone who would like to own a car but wouldn't want to buy one, it's time to pay close attention to what we're about to show you. 

Oh… and it's worth remembering that changes to the mileage allowance or plan duration can increase or decrease the price depending on the brand, the car, and the company. 

Let's go?

The French brand's On Demand system offers three models from its lineup for customers to subscribe to: the Kwid, Sandero Stepway, and Duster. 

Renault car subscriptions can be booked online, directly through the website, where various simulations are available. 

First you choose the car, the contract duration, and the mileage allowance. 

It is also possible to choose the vehicle's color, optional features and accessories, and include extra coverages such as financial insurance, life insurance, and third-party liability protection. 

Renault's car subscription service is offered in all states of the country under the following conditions:

Periods: 12, 18, 20 and 24 months

Monthly allowances: 500, 1,000, 1,500 and 2,000 km

Renault car subscription prices:

The services included are:

Dubbed FLua!, the FCA – Fiat Chrysler Automobiles – car subscription system allows you to subscribe to different Fiat and Jeep models digitally. 

However, there is a small problem that is being resolved: the service is not yet 100% nationwide.

Currently there are 28 dealerships in six cities in the state of São Paulo – the capital, Campinas, Ribeirão Preto, Sorocaba, Valinhos and Vinhedo – and four dealerships in the city of Curitiba. 

In total, there are eight Fiat models available for rent: Argo, Strada, Toro, Cronos, Grand Siena, Doblò, Fiorino, and Ducato. 

For Jeep, there are only two model options – Renegade and Compass. 

The models can be chosen online, and all registration and contract completion is also done virtually. 

Some models have two or even more versions to choose from. 

At the same time, the available timeframes may vary depending on the vehicle. However, the longer the contract period, the cheaper the monthly plan becomes. 

The periods can be 12, 24, or 36 months, and the monthly mileage allowances are 1000, 2000, or 3000 km. 

The monthly subscription prices are as follows:

The services offered at Flua! are:

In November 2020, the automaker launched Sign & Drive, a digital subscription-based car service. 

The program was developed by the company in partnership with Assobrav – the Association of VW dealerships in Brazil – and Fleet Solution Brasil, a branch of VW Financial Services that specializes in fleet outsourcing and management. 

Just like with FCA, this subscription model is currently only available in the city of São Paulo and restricted to the following models:

The service can also be contracted virtually, allowing you to choose the model, version, and optional features. 

The available periods today are 12 or 24 months with a fixed mileage allowance of up to 1800 km per month. 

The prices currently charged by Volkswagen are: 

The services offered are:

In May 2021, Mitsubishi announced its new car subscription program, called Mit Subscription. 

The service is available for the entire range of vehicles from the Japanese brand, from SUVs and sedans to pickup trucks. 

The subscription plans are valid for 12 or 24 months and have a mileage limit of 1000 km per month. 

The current prices for the models are:

Subscribers can also count on 24-hour technical assistance in case of emergencies and are entitled to a replacement car in the event of an accident. 

Like Renault, Mitsubishi offers this type of service throughout Brazil! 

In addition to car manufacturers, the Unidas car rental company also offers a car subscription service, called Unidas Livre. 

The subscription can be done virtually, where the customer chooses the model, mileage limit, and subscription period online. 

It is also possible to include additional services, such as a replacement car, pick-up and drop-off service, and many others. 

As a car rental company, Unidas offers a wide variety of cars and models. 

With this, customers can choose from hatchbacks, compact and mid-size sedans, SUVs, pickup trucks, luxury models, and even the electric BMW i3 100%. 

Plans can be for 12, 18, 24, 30, 36, or 48 months, and mileage allowances are 1000, 1500, 2000, 2500, and 3000 km per month. 

The following values were simulated by our experts for a period of 48 months with a monthly allowance of 1000 km. 

The services available to subscribers are: preventive maintenance, documentation, and 24-hour coverage. 

The car rental company is another one that offers car subscription services. 

Named Localiza Meoo, the company has plans that follow its rental logic. 

The vehicles are distributed across the following categories: economy, intermediate, executive, SUVs, utility vehicles, and premium. 

The plans offered are for 12, 24, 36, or 48 months. 

Mileage allowances are 1000, 1500, 2000, 2500 or 3000 km per month. 

Unfortunately, it's not possible to run simulations on the Meoo Localiza portal. 

You need to select the desired car category, submit your proposal, and wait for Localiza to contact you, or you can register via WhatsApp and receive quotes. 

The services available to those who rent a car from the rental company are:

And to the surprise of many, the famous insurance company It also has its own car subscription program. 

Called "Carro Fácil" (Easy Car), the program can be contracted online and has a wide range of very interesting vehicle options for those who want to subscribe to a vehicle with the company. 

Plans can be for 12, 18, or 24 months, and mileage is not per month, but rather a total within the contracted subscription period, which can be 24,000, 36,000, 48,000, or 6,000 km. 

The prices we are about to show were quoted by our experts for a period of 24 months – 2 years and 24,000 km, or 1,000 km per month. 

The services offered include vehicle registration tax (IPVA), documentation, preventative maintenance, unlimited replacement car, and pick-up and drop-off service for maintenance. car insurance Includes 24/7 support and third-party liability coverage.

Now that you know all about car subscriptions, it's time to do the math to see if this is an option for you. 

If your vehicle expenses exceed the monthly fees we've shown, then opting for a subscription is a great alternative for you. 

But if you're one of those people who gets attached to their dream car, wants one, but doesn't have the money for a down payment, don't worry, we can help you. 

Our experts have identified not one, not two, not three, but four ways to buy your car without a down payment. 

Interested? Want to know more?

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