The TD® Aeroplan® Visa Infinite Card stands out in the Canadian credit card landscape with a substantial welcome offer, travel benefits, and robust earning potential for daily expenses.

Cardholders enjoy a competitive interest rate of 21.99% on purchases and 22.99% on cash advances, making it suitable for anyone who pays their balance in full or travel plans.

With a $139 annual fee—which is rebated in the first year under the current offer—this card's upfront and ongoing value is crafted for both frequent flyers and savvy spenders.

How to Apply Step-by-Step

Applying for the TD® Aeroplan® Visa Infinite Card is straightforward. Begin by ensuring you meet the income and residency requirements typically associated with premium cards.

Complete the online application through TD's official website and submit your identification, employment, and financial information as needed to assess eligibility.

TD reviews applications with a focus on your credit profile, so ensure your credit score meets the recommended threshold for this tier.

If approved, you'll receive your card in the mail. Activate it promptly and make your first purchase to unlock the welcome bonus.

Be sure to take advantage of the first-year annual fee rebate and start earning Aeroplan points on day-to-day and travel purchases immediately.

Pros of the TD® Aeroplan® Visa Infinite Card

This card offers up to $1,350 in value in your first year, including up to 40,000 Aeroplan points and annual fee rebates for both primary and first additional cardholders.

You'll benefit from one free checked bag per person (for up to nine people traveling together on Air Canada), enhancing the value for families or travel partners.

Earn Aeroplan points on every purchase, with accelerated rates on select categories, rewarding both travel and everyday spending habits for maximum point accumulation.

Other perks include a NEXUS application fee credit and comprehensive travel insurance, providing premium benefits usually exclusive to higher-fee cards.

Aeroplan points can be redeemed for flights, upgrades and more—making your travel budget go further with Air Canada and its partners.

Cons of the TD® Aeroplan® Visa Infinite Card

The annual fee after the first year is $139, which may be a deterrent for those who rarely travel or prefer no-fee credit cards.

Approval often requires a strong credit profile and a minimum personal income, potentially excluding new credit users or those rebuilding credit.

Some benefits, such as the NEXUS fee credit or free checked baggage, are only valuable if you use Air Canada.

Outside Aeroplan-partnered purchases, the regular earn rate may not be as compelling when compared to some competitors' cards that offer flat-rate cash back.

Additionally, if you do not meet minimum spending requirements, you may not receive the full advertised bonus, reducing the perceived value of the offer.

Verdict

The TD® Aeroplan® Visa Infinite Card is a solid choice for Canadians seeking premium travel rewards and generous first-year value. The extensive Aeroplan benefits and travel perks provide an excellent return for Air Canada flyers and frequent travelers, especially for those able to maximize both the welcome bonus and annual perks.